Comparison

Expenses vs SpendCheck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

SpendCheck

Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.

Highlights
  • Fast expense entry
  • Track expenses, refunds, and investments
  • Searchable receipt photos
  • Smart category suggestions
  • Automatic recurring expenses
  • Clear spending summaries and charts
  • CSV export for backups
Features
Read full description

SpendCheck is the expense tracker for people who just want to see where their money goes — without accounts, ads, subscriptions, or a single byte leaving their phone unless they choose otherwise. Everything you log lives only on your device by default. There's no sign-up, no ads, and no analytics — and no company, including us, that can see your spending. You can explicitly turn on encrypted backup to your own cloud storage. Open the app and start tracking in seconds. WHY YOU'LL LIKE IT • Fast entry — A bank-app-style keypad lets you punch in an amount and save an expense in a couple of taps. No fiddly decimal typing. • Expenses, refunds, and investments — Track money going out, money coming back, and money you've moved into brokerage or crypto platforms. Investments are kept separate so they never inflate what you "spent." • Receipt photos, made searchable — Scan a receipt with an auto-detecting document scanner (multi-page in one go), crop it anytime, and search for anything printed on it later, even if you never typed it in. All text recognition happens right on your device. • Encrypted Backup & Restore — Back up your expenses and receipts to your own cloud storage — iCloud by default, or anywhere you choose — protected by a passphrase only you know. Nobody but you, not even SpendCheck, can read it. Fully optional, and off by default. • Recently Deleted — Delete something by mistake? It's recoverable for 14 days, not gone the moment you swipe. • Smart categories — As you type a business name, SpendCheck pre-fills the category you last used there. Less thinking, faster logging. • Recurring expenses — Mark something as weekly, monthly, or annual and it logs itself automatically — perfect for subscriptions, rent, and yearly renewals. • Clear summaries — See what you spent this week and this month, a breakdown by business and by category, and a simple chart — all for any month you pick. • Export anytime — Send a clean CSV of your full history to Files, Numbers, Excel, or Google Sheets whenever you want a backup. • Make it yours — Pick an accent color to match your style. PRIVATE BY DESIGN SpendCheck stores everything locally using Apple's on-device database. There is no server, no login, and no tracking. Your financial life is nobody's business but yours. If you ever turn on Backup & Restore, that backup is encrypted on your device before it ever leaves it — your passphrase, your cloud storage, and no way for anyone (including us) to read it without that passphrase. FREE SpendCheck is free to use. No ads, no data selling, no catch. Questions or feedback? Reach us in one tap from Settings → Send Feedback, or through the contact link on our website.

Screenshots

Expenses4 screens
SpendCheck4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendCheck at none against Expenses's 3. SpendCheck also leads on review sentiment (100% vs 87%). Expenses's advantage is ratings volume (1.8K vs 6) and update cadence (every 5 days vs every 2 weeks). On price, rating, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. SpendCheck asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Expenses against 4.7 for SpendCheck. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 87% of Expenses's written reviews are positive against 100% of SpendCheck's.

UpkeepUpdate frequency

Expenses ships an update every 5 days, SpendCheck every 2 weeks. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

Scorecard6 real differences · 4 level
Expenses versus SpendCheck: the parameters behind the verdict, then further details
ParameterExpensesSpendCheck
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (6 ratings)
Positive reviews86.8% of reviews100.0% of reviews — better
Number of ratings1.8K — better6
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS16.0 — better17.6
Further details — not scored
Size70 MB2 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCMANIKANDAN CHELLAPPAN NADAR

Customer experience

Expenses

All ratings1,829 ratings
Positive95.4%
Neutral2.1%
Negative2.6%
Written reviews409 reviews
Positive86.8%
Neutral5.1%
Negative8.1%

SpendCheck

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

SpendCheck

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
None

SpendCheck

No in-app purchases

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is SpendCheck free?
SpendCheck is free to download, with no in-app purchases.
Which has better reviews, Expenses or SpendCheck?
Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while SpendCheck averages 4.7 from 6 ratings.
Do Expenses or SpendCheck have ads?
Neither Expenses nor SpendCheck shows ads.
Which is updated more often, Expenses or SpendCheck?
Expenses ships an update every 5 days, and SpendCheck every 2 weeks. Most recently, Expenses was updated on October 18, 2026 and SpendCheck on October 6, 2026.

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