Comparison

Earnnest vs RanLife Client Gateway

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

About

RanLife Client Gateway

Manage your homeownership journey with this finance app. Get pre-approved for loans, track mortgage updates, and communicate with your loan officer. Calculate estimated payments and apply for home equity.

Highlights
  • Mortgage pre-approval
  • Real-time mortgage updates
  • Loan officer communication
  • Estimated payment calculations
  • Refinancing application
  • Home equity application
Features
Read full description

Introducing the RanLife Home Loans - Client Gateway, your one-stop solution for a seamless homeownership journey! Get Pre-approved: Begin your home-buying adventure with confidence. Our app streamlines the pre-approval process, putting the power of homeownership in your hands. Mortgage Updates: Stay informed at every step. Receive real-time updates on your mortgage progress, ensuring you're always in the know. Communication Hub: Connect effortlessly with your dedicated loan officer and realtor. Efficient communication is key, and our app makes it simple to stay in touch throughout the entire process. Estimated Payments: Plan ahead with ease. Get instant access to estimated mortgage payments, helping you make informed decisions that align with your financial goals. Refinancing Made Easy: Ready to explore refinancing options? Our app simplifies the refinancing application process, making it convenient to take advantage of favorable market conditions. Unlock Home Equity: Need to tap into your home's equity? Apply for home equity directly through the app, putting your home's value to work for you. Download the RanLife Home Loans - Client Gateway today and experience a new level of convenience on your homeownership journey. Your dream home is just a tap away! Turn Your Dream Into An Address Today. RanLife Home Loans | NMLS #3151 | 866-201-9327 | 9272 South 700 East Sandy, UTAH 84070

Screenshots

Earnnest4 screens
RanLife Client Gateway4 screens

Verdict

The call

The clearest difference is rating: Earnnest at 3.5 against RanLife Client Gateway's 1.0. Earnnest also leads on review sentiment (30% vs 0%) and ratings volume (35 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Earnnest holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: Earnnest has 35 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 30% of Earnnest's written reviews are positive against 0% of RanLife Client Gateway's.

UpkeepUpdate frequency

Earnnest ships an update every 3 months, RanLife Client Gateway every 7 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Earnnest versus RanLife Client Gateway: the parameters behind the verdict, then further details
ParameterEarnnestRanLife Client Gateway
PriceFreeFree
Rating3.5 (35 ratings) — better1.0 (1 ratings)
Positive reviews30.0% of reviews — better0.0% of reviews
Number of ratings35 — better1
Update frequencyEvery 3 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size35 MB102 MB
Age rating4+4+
DeveloperEarnnest LLCRANLIFE, INC.

Customer experience

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

RanLife Client Gateway

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Earnnest

No in-app purchases

None

RanLife Client Gateway

No in-app purchases

Questions

Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Is RanLife Client Gateway free?
RanLife Client Gateway is free to download, with no in-app purchases.
Which has better reviews, Earnnest or RanLife Client Gateway?
Earnnest is rated higher. Earnnest averages 3.5 out of 5 from 35 ratings, while RanLife Client Gateway averages 1.0 from 1 ratings.
Do Earnnest or RanLife Client Gateway have ads?
Neither Earnnest nor RanLife Client Gateway shows ads.
Which is updated more often, Earnnest or RanLife Client Gateway?
Earnnest ships an update every 3 months, and RanLife Client Gateway every 7 months. Most recently, Earnnest was updated on October 24, 2026 and RanLife Client Gateway on October 24, 2026.

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