Comparison

Earnnest vs SoutheastGO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

About

SoutheastGO

This finance app simplifies the mortgage process for homebuyers, agents, and loan officers. It offers loan calculations, document scanning, quote saving, and direct connection to mortgage experts, all within an intuitive interface.

Highlights
  • All-in-one loan calculations
  • Monthly payment estimation
  • Save and share loan quotes
  • Document scanning and sharing
  • TILA-compliant calculations
  • Contact mortgage professionals
Features
Read full description

SoutheastGo - Simplifying Home Loans for Everyone! Ready to make mortgage magic happen? Whether you're a homebuyer, agent, or loan officer, SoutheastGo is here to make your life easier, faster, and a whole lot more fun! SoutheastGo isn’t just an app—it’s your go-to sidekick for everything mortgage-related. Calculate loans, scan and share documents, save quotes, and connect with mortgage experts—all in one simple, intuitive app. What Makes SoutheastGo Amazing? All-in-One Loan Calculations: Handle FHA, Conventional, Jumbo, Rural, and VA loans for new purchases or refinances. Affordability Made Easy: Enter a few details like sales price, taxes, and insurance, and SoutheastGo will crunch the numbers to calculate your monthly payments, including MI and down payments. Save & Share Quotes: Found the perfect loan estimate? Save it for later or send it to your clients in a snap! Document Scanner at Your Fingertips: Effortlessly scan, save, and share documents as crisp, professional PDFs. Features You’ll Love 5 Loan Types: FHA, Conventional, Jumbo, Rural, and VA. Accurate, Simple Calculations: Powered by the latest regulations. Quick Contact Options: Need help? Tap to connect with our mortgage pros. TILA-Compliant: Confidence in every calculation, with APR included. Our document scanner goes the extra mile with: Edge detection for flawless scans. Color, grayscale, or black-and-white options. Easy perspective adjustments for professional results. Why SoutheastGo? For homebuyers, SoutheastGo makes mortgages stress-free. For agents, it’s the ultimate walkthrough tool. For loan officers, it’s your digital business card—keeping you top of mind with every client and partner. Start using SoutheastGo - Powered by Southeast Mortgage today, and discover just how simple home loans can be!

Screenshots

Earnnest4 screens
SoutheastGO4 screens

Verdict

The call

The clearest difference is rating: SoutheastGO at 5.0 against Earnnest's 3.5. SoutheastGO also leads on update cadence (every 5 weeks vs every 3 months). Earnnest's advantage is ratings volume (35 vs 1) and iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SoutheastGO holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Earnnest has 35 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Earnnest ships an update every 3 months, SoutheastGO every 5 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
Earnnest versus SoutheastGO: the parameters behind the verdict, then further details
ParameterEarnnestSoutheastGO
PriceFreeFree
Rating3.5 (35 ratings)5.0 (1 ratings) — better
Positive reviews30.0% of reviews—
Number of ratings35 — better1
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size35 MB103 MB
Age rating4+4+
DeveloperEarnnest LLCSoutheast Mortgage of Georgia, INC

Customer experience

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

SoutheastGO

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Earnnest

No in-app purchases

None

SoutheastGO

No in-app purchases

Questions

Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Is SoutheastGO free?
SoutheastGO is free to download, with no in-app purchases.
Which has better reviews, Earnnest or SoutheastGO?
SoutheastGO is rated higher. Earnnest averages 3.5 out of 5 from 35 ratings, while SoutheastGO averages 5.0 from 1 ratings.
Do Earnnest or SoutheastGO have ads?
Neither Earnnest nor SoutheastGO shows ads.
Which is updated more often, Earnnest or SoutheastGO?
Earnnest ships an update every 3 months, and SoutheastGO every 5 weeks. Most recently, Earnnest was updated on October 24, 2026 and SoutheastGO on October 23, 2026.

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