Comparison

Earnnest vs Splizzy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

About

Splizzy

Features
Read full description

Split the Bill, Not Your Hair. Stop auditioning for a data entry job just to split a pizza. TTMM is the only expense tracker that treats you like a human, not a lead in a database. No Sign-ups: Open the app, create a group, and start splitting. No emails, no passwords, no "Confirm your account" chores. Infinite Splitting: Whether it’s a coffee for two or a week-long road trip for ten, there are zero limits on your transactions. In-built Privacy: We don’t want your data; we just want your math to be right. You data is not shared or used for any purpose. You may checkout our privacy policy. Download, split, and get back to your life.

Screenshots

Earnnest4 screens
Splizzy4 screens

Verdict

The call

The clearest difference is update cadence: Splizzy at every 2 weeks against Earnnest's every 3 months. Earnnest's advantage is iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Earnnest ships an update every 3 months, Splizzy every 2 weeks. The most recent releases landed on October 3, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
Earnnest versus Splizzy: the parameters behind the verdict, then further details
ParameterEarnnestSplizzy
PriceFreeFree
Rating3.5 (33 ratings) — better—
Positive reviews30.0% of reviews—
Number of ratings33 — better—
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.2
Further details — not scored
Size35 MB84 MB
Age rating4+4+
DeveloperEarnnest LLCHarsh Mahajan

In-app purchases

None

Earnnest

No in-app purchases

None

Splizzy

No in-app purchases

Questions

Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Is Splizzy free?
Splizzy is free to download, with no in-app purchases.
Do Earnnest or Splizzy have ads?
Neither Earnnest nor Splizzy shows ads.
Which is updated more often, Earnnest or Splizzy?
Earnnest ships an update every 3 months, and Splizzy every 2 weeks. Most recently, Earnnest was updated on October 3, 2026 and Splizzy on September 19, 2026.

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