Comparison

uabpay vs AYA PAY Partner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uabpay

This digital payment app simplifies everyday financial tasks. It allows users to easily transfer funds, pay bills, shop online, and manage card services directly from their smartphone. Experience a convenient way to handle your finances with advanced technology.

Highlights
  • Fund Transfer
  • Cash-in/Cash-out
  • Bills Payment
  • Scan and Pay
  • Mobile Top-up
  • Card related services
Features
Read full description

This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History

About

AYA PAY Partner

This app helps businesses manage customer transactions, track daily reports, and oversee agents and merchant networks. It offers user-friendly features for account management and optimizing financial operations to enhance customer experience.

Highlights
  • Customer transaction assistance
  • Daily time record management
  • Agent and merchant network oversight
  • Account management
  • Transaction tracking
  • Financial operations optimization
Features
Read full description

AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.

Screenshots

uabpay4 screens
AYA PAY Partner4 screens

Verdict

The call

The clearest difference is rating: AYA PAY Partner at 4.2 against uabpay's 3.7. uabpay's advantage is update cadence (fortnightly vs every 6 weeks) and ratings volume (166 vs 20). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AYA PAY Partner holds the better App Store score, 4.2 against 3.7. That said, the two scores are not equally well evidenced: uabpay has 166 ratings behind it against 20, so its average is the more settled of the two.

UpkeepUpdate frequency

uabpay ships an update fortnightly, AYA PAY Partner every 6 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
uabpay versus AYA PAY Partner: the parameters behind the verdict, then further details
ParameteruabpayAYA PAY Partner
PriceFreeFree
Rating3.7 (166 ratings)4.2 (20 ratings) — better
Positive reviews45.9% of reviews—
Number of ratings166 — better20
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size122 MB60 MB
Age rating4+4+
DeveloperUAB Bank LimitedAYA Bank

Customer experience

uabpay

All ratings166 ratings
Positive66.9%
Neutral4.8%
Negative28.3%
Written reviews37 reviews
Positive45.9%
Neutral5.4%
Negative48.6%

AYA PAY Partner

All ratings20 ratings
Positive75.0%
Neutral5.0%
Negative20.0%

Bugs and requests

uabpay

Reported bugs

8 issues
  • Biometric login system not working (versions 3.2.4, 3.2.0)
  • Error 404 when resetting password
  • App closes immediately on iPhone 6 Plus
  • Blank page when entering profile management
  • Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost
Show 3 more
  • Cannot type NRC No. when enabling mobile banking (version 2.1.0)
  • Connection timeout while trying to login
  • Facing bugs and errors monthly, even after updates

Requested features

4 requests
  • Add top-up features for prepaid cards
  • Improve UAB mobile banking app
  • Allow points to be changeable with rewards
  • Add more wallets for wallet-to-wallet transfer

AYA PAY Partner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

uabpay

No in-app purchases

None

AYA PAY Partner

No in-app purchases

Questions

Is uabpay free?
uabpay is free to download, with no in-app purchases.
Is AYA PAY Partner free?
AYA PAY Partner is free to download, with no in-app purchases.
Which has better reviews, uabpay or AYA PAY Partner?
AYA PAY Partner is rated higher. uabpay averages 3.7 out of 5 from 166 ratings, while AYA PAY Partner averages 4.2 from 20 ratings.
Do uabpay or AYA PAY Partner have ads?
Neither uabpay nor AYA PAY Partner shows ads.
Which is updated more often, uabpay or AYA PAY Partner?
uabpay ships an update fortnightly, and AYA PAY Partner every 6 weeks. Most recently, uabpay was updated on November 3, 2026 and AYA PAY Partner on November 5, 2026.

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