My vs Guhemba

Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone

Guhemba: The All-in-One Payment Solution for Merchants and Restaurants Guhemba is your go-to app for seamless merchant payments and enhanced to support restaurant ordering. Designed to meet the needs of businesses of all sizes, Guhemba offers a feature-rich platform that simplifies billing, payments, and customer interactions. From secure in-app payments to a companion app that supports restaurant ordering and table-side service, Guhemba is built to streamline operations and elevate the customer experience. Boost customer loyalty with built-in rewards and coupons that keep them coming back. Plus, our new invoicing feature lets you create and send professional invoices on the go, making it easier than ever to get paid instantly, no matter where you are. Currently, Guhemba is exclusively piloted at the Rooftop Ikawa Cafe in Kiyovu, Kigali, Rwanda—experience the future of payments today. Key Features: Unified Wallet System: Manage both personal and business finances through a single, unified wallet for effortless transactions. One-Scan Merchant Pay: Simplify payments with secure, one-scan transactions, ensuring quick and easy checkout. Restaurant Add-On Service: Enjoy in-app support for ordering, tracking, and paying at restaurants, enhancing the dining experience. Direct Invoicing: Create and send professional invoices directly from the app, managing multiple payments for a single invoice, and get paid from anywhere. MTN Mobile Money Support: Transfer funds to and from your MTN Mobile Money account seamlessly within the app. Credit Card Support: Securely save and use your credit cards within Guhemba, protecting your data during transactions. Loyalty Programs with Rewards and Coupons: Increase customer retention with built-in rewards, loyalty points, and discounts that keep customers engaged.