Comparison

My vs Apollo Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

Highlights
  • View M-PESA balance
  • Biometric login
  • Send money via QR, contacts, or favorites
  • Pay bills easily
  • Buy goods and services
  • Withdraw cash
  • Buy airtime
Read full description

Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone

About

Apollo Digital

Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.

Highlights
  • Digital account opening
  • Zero fees on digital transactions
  • Effortless money transfers
  • ATM cash disbursement
  • Bill payments
  • Scheduled transfers
  • Biometric security
Features
Read full description

Apollo Mobile App helps you stay in touch with all your banking needs on the go.Want to be in full control of your money with just one app? Meet Apollo App, powered by Bank of Abyssinia, which enables users to open an account from the comfort of their homes. SELF ONBOARDINGApollo comes with a fully digital onboarding process where you can simply take a selfie, upload necessary documents and instantly create a bank account. GET STARTED FASTQuickly access you account thru Apollo app by opening your bank account in 10 minutes - right from your phone. NO FEES ON DIGITAL TRANSACTIONSEnjoy Zero ATM fees, no minimum account balance, and no fund transfer charges from the app TRANSFER EFFORTLESSLYInstantly receive bank transfers in Ethiopia via Apollo App using your phone number. You can also transfer money easily to Apollo accounts, other bank accounts, Telebirr account ATM CASH DISBURSEMENTYou can easily send money to ATM and collect the money directly form any of Bank of Abyssinia ATMs BILL PAYMENTApollo has made paying bills much easier by allowing you to pay your Ethio Telecom, DSTV, US Visa, School Fee, WebSprix, CANAL+, Webirr, and Ethiopian Airlines bills SECURITY Apollo is equipped with state-of-the-art security features that incorporate biometrics, face recognition, and two-factor authentication of an OTP (One-Time-Password) to ensure your deposits are safe and easily accessible SCHEDULED TRANSFERSchedule your recurring payment that occur every week, month or any time interval using Apollo RELIABLE CUSTOMER SUPPORT Our Apollo Specialists are here to help, 7 days a week. Reach us via email or give us a call

Screenshots

My4 screens
Apollo Digital4 screens

Verdict

The call

The clearest difference is review sentiment: My at 90% against Apollo Digital's 29%. My also leads on rating (4.6 vs 3.0) and update cadence (monthly vs every 2 months). Apollo Digital's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My holds the better App Store score, 4.6 against 3.0. Both are backed by a comparable volume of ratings — 1K and 261 respectively. Written reviews point the same way: 90% of My's written reviews are positive against 29% of Apollo Digital's.

UpkeepUpdate frequency

My ships an update monthly, Apollo Digital every 2 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard7 real differences · 3 level
My versus Apollo Digital: the parameters behind the verdict, then further details
ParameterMyApollo Digital
PriceFreeFree
Rating4.6 (1K ratings) — better3.0 (261 ratings)
Positive reviews89.6% of reviews — better29.2% of reviews
Number of ratings1K — better261
Update frequencyMonthly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size240 MB334 MB
Age rating9+4+
DeveloperSafaricom LimitedBank of Abyssinia

Customer experience

My

All ratings1,013 ratings
Positive88.8%
Neutral3.7%
Negative7.5%
Written reviews1,102 reviews
Positive89.6%
Neutral3.5%
Negative6.9%

Apollo Digital

All ratings261 ratings
Positive49.4%
Neutral5.4%
Negative45.2%
Written reviews72 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

User reviews

My

From 1K App Store ratings

What we love

  • 🚀 Convenient and easy to use
  • 🚀 Reliable and efficient transactions
  • 🚀 Accessible from anywhere with internet
  • 🚀 Seamless integration with contacts and payment methods
  • 🚀 Helpful for managing finances while abroad

Room to improve

  • 🐛 Occasional app crashes or freezes
  • 🐛 Delayed transaction history updates
  • 🐛 Inability to view full transaction history
  • 🐛 Difficulty accessing the app while roaming or using WiFi
  • 🐛 Inconsistent performance across devices

Apollo Digital

From 261 App Store ratings

What we love

  • 👍 User-friendly and intuitive interface
  • 🚀 Modern digital banking solution
  • 💡 Streamlined daily financial tasks
  • 🎯 Comprehensive service offerings
  • ⭐ Outstanding user experience

Room to improve

  • 🐛 Frequent crashes and glitches
  • 📱 Severe iOS/iPhone compatibility issues
  • 🔓 Login system not functioning properly
  • ⏱️ Slow performance and loading times
  • 🎨 Outdated and unprofessional UI design

Bugs and requests

My

Reported bugs

3 issues
  • Incomplete or missing transaction details
  • Issues with reversing or recovering sent payments
  • Compatibility problems on certain devices or OS versions

Requested features

4 requests
  • Allow customization of transaction categories
  • Improve transaction history and statement viewing
  • Provide offline access or data-free usage
  • Integrate with other financial apps and services

Apollo Digital

Reported bugs

14 issues
  • Face recognition login rejection
  • OTP input field rejects numeric entries
  • App crashes during onboarding
  • QR code scanning fails after updates
  • OTP not copying to clipboard automatically
Show 9 more
  • Device registration page freezes
  • Keyboard input not registering in OTP fields
  • File upload stalls during signup
  • Selfie capture takes excessive time on iPhone
  • Onboarding data incomplete error loop
  • Sign up/login contradictory error messages
  • App freezes on non-responsive screens
  • JWT authentication issues
  • Money transfer stuck in processing

Requested features

7 requests
  • Apple Face ID biometric authentication
  • Loan services on iOS (available on Android)
  • Document upload option during signup
  • Telebirr transfer functionality restoration
  • OTP automatic clipboard copying
Show 2 more
  • QR code scanning capability
  • Support for diaspora/international users

In-app purchases

None

My

No in-app purchases

None

Apollo Digital

No in-app purchases

Questions

Is My free?
My is free to download, with no in-app purchases.
Is Apollo Digital free?
Apollo Digital is free to download, with no in-app purchases.
Which has better reviews, My or Apollo Digital?
My is rated higher. My averages 4.6 out of 5 from 1K ratings, while Apollo Digital averages 3.0 from 261 ratings.
Do My or Apollo Digital have ads?
My shows ads; Apollo Digital does not.
Which is updated more often, My or Apollo Digital?
My ships an update monthly, and Apollo Digital every 2 months. Most recently, My was updated on October 16, 2026 and Apollo Digital on October 17, 2026.

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