My vs Paymenta Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My
Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.
- View M-PESA balance
- Biometric login
- Send money via QR, contacts, or favorites
- Pay bills easily
- Buy goods and services
- Withdraw cash
- Buy airtime
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Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone
Paymenta Wallet
Easily send money online in just minutes. Track all your payments and view your transfer history conveniently from any location. This finance app empowers your financial management.
- Send money online
- Track payments
- View transfer history
- Access from anywhere
- Free to download
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Download our app for free to send money online in minutes. Track your payments and view your transfer history from anywhere.
Screenshots
Verdict
The clearest difference is ads: Paymenta Wallet at none against My's shown. Paymenta Wallet also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). My's advantage is ratings volume (1.2K vs 1) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paymenta Wallet holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 1, so its average is the more settled of the two.
My ships an update monthly, Paymenta Wallet every 10 days. The most recent releases landed on October 21, 2026 and October 9, 2026 respectively.
| Parameter | My | Paymenta Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 89.6% of reviews | — |
| Number of ratings | 1.2K — better | 1 |
| Update frequency | Monthly | Every 10 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 240 MB | 82 MB |
| Age rating | 9+ | 4+ |
| Developer | Safaricom Limited | DSSCTech Limited |
Customer experience
My
Paymenta Wallet
Bugs and requests
My
Reported bugs
3 issues- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions
Requested features
4 requests- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services
Paymenta Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My
No in-app purchases
Paymenta Wallet
No in-app purchases
