Comparison

My vs NCBA NOW RW

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

Highlights
  • View M-PESA balance
  • Biometric login
  • Send money via QR, contacts, or favorites
  • Pay bills easily
  • Buy goods and services
  • Withdraw cash
  • Buy airtime
Read full description

Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone

About

NCBA NOW RW

Features
Read full description

The NCBA NOW App is an app owned by NCBA Bank on iOS. The NCBA NOW app has exciting features that make your banking experience with NCBA Bank fast and convenient. The app can also be used by non-NCBA Bank customers. Enjoy the following features when you download the NCBA NOW app: •Credit card bill payment •View credit card mini-statement •Hide/unhide your account balances •Details of your Relationship Manager •Quick balance for accounts and credit cards •Fast contact to NCBA contact centre via telephone, email and WhatsApp •Secure payment options via RTGS, EFT ,EKash etc •Latest business tool including forex rates, currency converter and loan calculator •Bill presentment and payment for major billers and utilities •Airtime purchase that is linked to phone book address

Screenshots

My4 screens
NCBA NOW RW4 screens

Verdict

The call

The clearest difference is ads: NCBA NOW RW at none against My's shown. My's advantage is update cadence (monthly vs every 2 months) and iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My ships an update monthly, NCBA NOW RW every 2 months. The most recent releases landed on November 1, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
My versus NCBA NOW RW: the parameters behind the verdict, then further details
ParameterMyNCBA NOW RW
PriceFreeFree
Rating4.6 (1.3K ratings) — better—
Positive reviews89.6% of reviews—
Number of ratings1.3K — better—
Update frequencyMonthly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size239 MB156 MB
Age rating9+4+
DeveloperSafaricom LimitedNCBA

Bugs and requests

My

Reported bugs

3 issues
  • Incomplete or missing transaction details
  • Issues with reversing or recovering sent payments
  • Compatibility problems on certain devices or OS versions

Requested features

4 requests
  • Allow customization of transaction categories
  • Improve transaction history and statement viewing
  • Provide offline access or data-free usage
  • Integrate with other financial apps and services

NCBA NOW RW

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My

No in-app purchases

None

NCBA NOW RW

No in-app purchases

Questions

Is My free?
My is free to download, with no in-app purchases.
Is NCBA NOW RW free?
NCBA NOW RW is free to download, with no in-app purchases.
Do My or NCBA NOW RW have ads?
My shows ads; NCBA NOW RW does not.
Which is updated more often, My or NCBA NOW RW?
My ships an update monthly, and NCBA NOW RW every 2 months. Most recently, My was updated on November 1, 2026 and NCBA NOW RW on October 8, 2026.

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