Comparison

My vs ThriveMap Budgeting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

Highlights
  • View M-PESA balance
  • Biometric login
  • Send money via QR, contacts, or favorites
  • Pay bills easily
  • Buy goods and services
  • Withdraw cash
  • Buy airtime
Read full description

Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone

About

ThriveMap Budgeting

Features
Read full description

ThriveMap Budgeting helps you take control of your money with clear budgets, real spending insight, and an AI assistant that does the heavy lifting. BUDGETS THAT FIT YOUR LIFE • Create weekly, monthly, quarterly, or yearly budgets in minutes • Start from proven templates - 50/30/20, 60/20/20, 70/20/10, 80/20 or build your own • Allocate amounts per category and watch progress bars fill in real time SEE WHERE YOUR MONEY GOES • Spending pie charts by category, for any period you choose - this month, 30 days, 90 days, this year, or all time • Swipe between an overall view and a chart for each budget • Budget analytics with spending trends, daily averages, safe-to-spend amounts, and projections that warn you before you overshoot TRACK EVERY SHILLING • Record expenses and income in seconds • Scan paper receipts with your camera, or upload photos and PDF invoices - ThriveMap reads the amount, merchant, and date for you • Filter your full transaction history by expenses or income STAY ON TOP OF DEBTS AND GOALS • Track loans and debts, record payments, and watch balances fall • Set savings goals, add contributions, and follow your progress MEET ORION, YOUR AI BUDGETING ASSISTANT • Chat with Orion to create budgets, plan savings, or make sense of your spending • Get practical suggestions based on your own numbers PRIVATE AND SECURE • Unlock with Face ID • Your data belongs to you — delete your account and all associated data anytime, right from the app MADE FOR EAST AFRICA AND BEYOND • Works in TZS, KES, UGX, USD, EUR, GBP and more Start building better money habits today with ThriveMap Budgeting.

Screenshots

My4 screens
ThriveMap Budgeting4 screens

Verdict

The call

The clearest difference is ads: ThriveMap Budgeting at none against My's shown. My's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
My versus ThriveMap Budgeting: the parameters behind the verdict, then further details
ParameterMyThriveMap Budgeting
PriceFreeFree
Rating4.6 (1K ratings) — better—
Positive reviews89.6% of reviews—
Number of ratings1K — better—
Update frequencyMonthly—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size240 MB16 MB
Age rating9+4+
DeveloperSafaricom LimitedKen Lumuli

Bugs and requests

My

Reported bugs

3 issues
  • Incomplete or missing transaction details
  • Issues with reversing or recovering sent payments
  • Compatibility problems on certain devices or OS versions

Requested features

4 requests
  • Allow customization of transaction categories
  • Improve transaction history and statement viewing
  • Provide offline access or data-free usage
  • Integrate with other financial apps and services

ThriveMap Budgeting

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My

No in-app purchases

None

ThriveMap Budgeting

No in-app purchases

Questions

Is My free?
My is free to download, with no in-app purchases.
Is ThriveMap Budgeting free?
ThriveMap Budgeting is free to download, with no in-app purchases.
Do My or ThriveMap Budgeting have ads?
My shows ads; ThriveMap Budgeting does not.

Other comparisons