My vs ThriveMap Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My
Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.
- View M-PESA balance
- Biometric login
- Send money via QR, contacts, or favorites
- Pay bills easily
- Buy goods and services
- Withdraw cash
- Buy airtime
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Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone
ThriveMap Budgeting
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ThriveMap Budgeting helps you take control of your money with clear budgets, real spending insight, and an AI assistant that does the heavy lifting. BUDGETS THAT FIT YOUR LIFE • Create weekly, monthly, quarterly, or yearly budgets in minutes • Start from proven templates - 50/30/20, 60/20/20, 70/20/10, 80/20 or build your own • Allocate amounts per category and watch progress bars fill in real time SEE WHERE YOUR MONEY GOES • Spending pie charts by category, for any period you choose - this month, 30 days, 90 days, this year, or all time • Swipe between an overall view and a chart for each budget • Budget analytics with spending trends, daily averages, safe-to-spend amounts, and projections that warn you before you overshoot TRACK EVERY SHILLING • Record expenses and income in seconds • Scan paper receipts with your camera, or upload photos and PDF invoices - ThriveMap reads the amount, merchant, and date for you • Filter your full transaction history by expenses or income STAY ON TOP OF DEBTS AND GOALS • Track loans and debts, record payments, and watch balances fall • Set savings goals, add contributions, and follow your progress MEET ORION, YOUR AI BUDGETING ASSISTANT • Chat with Orion to create budgets, plan savings, or make sense of your spending • Get practical suggestions based on your own numbers PRIVATE AND SECURE • Unlock with Face ID • Your data belongs to you — delete your account and all associated data anytime, right from the app MADE FOR EAST AFRICA AND BEYOND • Works in TZS, KES, UGX, USD, EUR, GBP and more Start building better money habits today with ThriveMap Budgeting.
Screenshots
Verdict
The clearest difference is ads: ThriveMap Budgeting at none against My's shown. My's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | My | ThriveMap Budgeting |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1K ratings) — better | — |
| Positive reviews | 89.6% of reviews | — |
| Number of ratings | 1K — better | — |
| Update frequency | Monthly | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 240 MB | 16 MB |
| Age rating | 9+ | 4+ |
| Developer | Safaricom Limited | Ken Lumuli |
Bugs and requests
My
Reported bugs
3 issues- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions
Requested features
4 requests- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services
ThriveMap Budgeting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My
No in-app purchases
ThriveMap Budgeting
No in-app purchases









