Comparison

Lombard Mobile Token vs BOV 3D Secure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lombard Mobile Token

Features
Read full description

The Lombard Mobile Token application provides users access to its Internet Banking service using their mobile device. Help Should you have any queries: Call us on (+356) 2558 1789 Ask at your nearest Lombard Bank Branch

About

BOV 3D Secure

Secure your online purchases with a Bank of Valletta debit or credit card. Enroll your card once and authenticate transactions via passcode or fingerprint. Handles situations with no internet reception by using QR codes.

Highlights
  • Online purchase authentication
  • Card enrollment
  • Passcode authentication
  • Biometric (fingerprint) authentication
  • QR code authentication for offline use
  • Push notifications for transactions
Features
Read full description

The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card. The app is simple to use: The first step is to download the BOV 3D Secure app and install it on your smart device You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app. During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature. Once the one-time enrolment process is complete, you are set to start shopping online: When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase; Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint. The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase. If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase. Important information Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary.

Screenshots

Lombard Mobile Token3 screens
BOV 3D Secure4 screens

Verdict

The call

The clearest difference is update cadence: Lombard Mobile Token at every 8 months against BOV 3D Secure's every 28 months. Lombard Mobile Token also leads on iOS requirement (8.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lombard Mobile Token ships an update every 8 months, BOV 3D Secure every 28 months. The most recent releases landed on October 1, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Lombard Mobile Token versus BOV 3D Secure: the parameters behind the verdict, then further details
ParameterLombard Mobile TokenBOV 3D Secure
PriceFreeFree
Rating—1.0 (2 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 8 months — betterEvery 28 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better12.0
Further details — not scored
Size8 MB51 MB
Age rating4+4+
DeveloperLombard Bank Malta plcBank of Valletta p.l.c.

In-app purchases

None

Lombard Mobile Token

No in-app purchases

None

BOV 3D Secure

No in-app purchases

Questions

Is Lombard Mobile Token free?
Lombard Mobile Token is free to download, with no in-app purchases.
Is BOV 3D Secure free?
BOV 3D Secure is free to download, with no in-app purchases.
Do Lombard Mobile Token or BOV 3D Secure have ads?
Neither Lombard Mobile Token nor BOV 3D Secure shows ads.
Which is updated more often, Lombard Mobile Token or BOV 3D Secure?
Lombard Mobile Token ships an update every 8 months, and BOV 3D Secure every 28 months. Most recently, Lombard Mobile Token was updated on October 1, 2026 and BOV 3D Secure on October 24, 2026.

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