EI + vs SIB Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EI +
This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.
- Advanced technology integration
- Enhanced user experience
- Manage finances on the go
- For existing and new clients
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Emirates Islamic's newest mobile banking offering brings the latest in technology, and enhanced user experience to our existing and new clients.
SIB Digital
Manage your banking needs on the go with this secure mobile application. Perform instant account opening, simplified transactions, and access all your banking services from your fingertips. It offers a comprehensive suite of features for retail customers.
- Instant account opening
- One-click transactions
- Product details (accounts, cards, deposits)
- Fund transfers (own, within SIB, UAE, outside UAE)
- Bill payments (telecom, utilities, RTA)
- Profile updates and cheque book requests
- Biometric and PIN security
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SIB Digital : Enjoy the seamless banking experience with SIB Digital Banking. Experience the new improved Online Banking, from instant account opening to simplified one click transactions, all banking services at your fingertips. SIB Digital application is designed for SIB retail customers to provide secured online banking services on the move. Key features: Product details - Current & Savings - Term Deposits - Credit Cards - Finances - Prepaid Cards Transfers - Own accounts - Within SIB - Within UAE Transfer - Outside UAE Transfer Payments - SIB Credit Card - Telecommunication (Etisalat & du) - Utilities (DEWA, SEWA & FEWA) - RTA (Salik Recharges) - Tahseel - Rafid Other Services - Profile updates - Cheque book request - Apply for Finance - Offline Service Request - Secured Email MOBILE BANKING SECURITY - Secure Biometrics - Secure registration process - Secure sign on with PIN - Multiple level of security checks for transfers
Screenshots
Verdict
The clearest difference is review sentiment: EI + at 55% against SIB Digital's 9%. EI + also leads on rating (4.7 vs 2.8) and ratings volume (4.6K vs 113). SIB Digital's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EI + holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: EI + has 4.6K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 55% of EI +'s written reviews are positive against 9% of SIB Digital's.
EI + ships an update every 10 days, SIB Digital fortnightly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.
| Parameter | EI + | SIB Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.6K ratings) — better | 2.8 (113 ratings) |
| Positive reviews | 55.4% of reviews — better | 8.8% of reviews |
| Number of ratings | 4.6K — better | 113 |
| Update frequency | Every 10 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 685 MB | 318 MB |
| Age rating | 4+ | 4+ |
| Developer | Emirates Islamic Bank P.J.S.C | Sharjah Islamic Bank |
Customer experience
EI +
SIB Digital
Bugs and requests
EI +
Reported bugs
5 issues- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries
Requested features
5 requests- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality
SIB Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EI +
No in-app purchases
SIB Digital
No in-app purchases
