EI + vs HAL Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EI +
This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.
- Advanced technology integration
- Enhanced user experience
- Manage finances on the go
- For existing and new clients
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Emirates Islamic's newest mobile banking offering brings the latest in technology, and enhanced user experience to our existing and new clients.
HAL Pay
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Your Children's School Fee Payments Made Easy. https://www.youtube.com/watch?v=U_o9m-Ps7QI
Screenshots
Verdict
The clearest difference is device support: HAL Pay at 3 against EI +'s 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EI + ships an update every 10 days, HAL Pay fortnightly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.
| Parameter | EI + | HAL Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.6K ratings) — better | — |
| Positive reviews | 55.4% of reviews | — |
| Number of ratings | 4.6K — better | — |
| Update frequency | Every 10 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 685 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Emirates Islamic Bank P.J.S.C | HALSIMPLIFY SOLUTIONS PRIVATE LIMITED |
Bugs and requests
EI +
Reported bugs
5 issues- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries
Requested features
5 requests- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality
HAL Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EI +
No in-app purchases
HAL Pay
No in-app purchases









