Xpence vs Aani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xpence
Manage business expenses and finances with a platform that allows for instant corporate card issuance and automated bookkeeping. Upload receipts and ensure compliance with transaction approvals.
- Issue corporate cards instantly
- Set customized card controls
- Automate bookkeeping
- Upload and store receipts
- Transaction approvals for compliance
Read full descriptionHide full description
Streamline your business finances with Xpence - the GCC’s new way of business spending. Take control of your expenses with our award-winning platform: - Issue corporate cards in less than a minute and set customised controls - Automate your bookkeeping and say goodbye to manual entries and expense reports - Upload and store receipts in-app - Transaction approvals are here to help ensure full compliance with company policies We are PCI DSS 4 compliant which means we protect your data in accordance with the highest industry standards. Ensure your business stays ahead with Xpence – download now! Features may vary by region
Aani
This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.
- Instant fund transfers
- Mobile number payments
- QR-code based payments
- Request to pay functionality
- Split payments
- Secure transactions
Read full descriptionHide full description
Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.
Screenshots
Verdict
The clearest difference is review sentiment: Xpence at 67% against Aani's 20%. Xpence also leads on update cadence (every 2 weeks vs every 2 months). Aani's advantage is rating (3.2 vs 1.0) and ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aani holds the better App Store score, 3.2 against 1.0. That said, the two scores are not equally well evidenced: Aani has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 67% of Xpence's written reviews are positive against 20% of Aani's, so the app with the better star average is not the one people write more warmly about.
Xpence ships an update every 2 weeks, Aani every 2 months. The most recent releases landed on September 24, 2026 and October 8, 2026 respectively.
| Parameter | Xpence | Aani |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 3.2 (10 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 20.0% of reviews |
| Number of ratings | 2 | 10 — better |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 151 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Xpence | Al Etihad Payments |
Customer experience
Xpence
Aani
In-app purchases
Xpence
No in-app purchases
Aani
No in-app purchases
