Sahara Smart vs KS Digi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sahara Smart
Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
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Sahara Smart is Sahara Saving & Credit Co-Operative Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Sahara Saving & Credit Co-Operative Ltd.. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Sahara Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Sahara Saving & Credit Co-Operative Ltd., and you need to subscribe to the Sahara Saving & Credit Co-Operative Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Sahara Smart is a Member of Fonepay Network. Smart Banking for Smart People.
KS Digi
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Introducing the brand new Kamana Sewa Digital Banking app. KS DigiBank, a highly secure banking allows customers to stay on top of their accounts with a host of innovative features such as: - Digital Onboarding - Opening of new account in a minute with Instant KYC using Artificial Intelligence. - Video Banking & Branchless Banking - Video call your Bank's Relationship Manager to complete any of your banking needs from the comfort of your home. - Watch Banking - Use your Apple watch for easy access to banking services. - Agent Cash Withdrawal - Withdraw cash at any of Kamana Sewa Bank Agent Locations without visiting ATM, even in remote areas. - Send cash to friends and family and have them collect the cash at one of the Agent Locations. - Merchant QR Payments - Top up & Bill Payments
Screenshots
Verdict
The clearest difference is update cadence: KS Digi at every 3 weeks against Sahara Smart's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sahara Smart ships an update every 7 months, KS Digi every 3 weeks. The most recent releases landed on October 6, 2026 and October 23, 2026 respectively.
| Parameter | Sahara Smart | KS Digi |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 7 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 12.4 | 12.3 — better |
| Further details — not scored | ||
| Size | 68 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | Sahara Nepal Saving and Credit Co-operative Society Ltd. | Kamana Sewa Bikas Bank Ltd. |
In-app purchases
Sahara Smart
No in-app purchases
KS Digi
No in-app purchases
