Comparison

TBI Banking vs NassPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TBI Banking

Manage your bank accounts with ease through a simplified interface. Access standard banking functions, check balances, and communicate with the bank directly. Enjoy convenient home banking services.

Highlights
  • Simplified user interface
  • Account balance checks
  • In-app messaging
  • Home banking services
  • Quick information access
Read full description

Smooth navigation & a self-explanatory user interface. Standard banking functions restructured & simplified for quick information access. All these services & more for our valued customers. The application will allow you to define your comfort zone on the account of your choosing, check your balances, contact TBI via messaging functionalities & more banking services that will be presented for your use. Sitting at your home & performing your banking is now a service we gladly present to you.

About

NassPay

Manage your finances effortlessly with this app. Link your card, track transactions, and create virtual cards instantly. Send and receive money easily, find agents and ATMs, and stay updated with notifications. Enjoy 24/7 support for a seamless banking experience.

Highlights
  • Link NassPay card
  • Track transactions
  • Create virtual cards
  • Send and receive money
  • Find agents and ATMs
  • Transaction notifications
  • 24/7 support
Features
Read full description

NassPay is a cutting-edge Fintech app designed to revolutionize the way you manage your finances. Create an account within a few minutes Experience effortless financial management, enhanced convenience, and peace of mind with NassPay. Download it now and embrace the future of banking at your fingertips. Keep your money in IQD or USD directly in the app NassPay lets you exchange currencies in real time, giving you the flexibility to manage your money the way you want and whenever you need it. Track your transactions, and manage your spendings Track and monitor your transactions with NassPay. Stay in control of your finances with real-time updates and easy expense management. Create a Virtual NassPay Card in a few seconds NassPay lets you create a Virtual Card instantly. You can shop online, manage subscriptions, and split expenses easily. Quick, safe, and efficient transactions. Send & receive money with a few taps NassPay makes transferring money a breeze. With a few taps, you can easily send and receive funds from friends and family. No more hassle with complicated bank transfers - NassPay keeps it simple and easy to use. Transfer money between your accounts and cards, all within your mobile. Visit Our Branches Take advantage of our wide network across Iraq. With NassPay, you can easily locate and visit our branches to access a full range of financial services — from adding money to getting your account statement. All in one place. Don't miss a beat with our comprehensive notifications page Stay informed and connected with NassPay's notifications. Get important updates, transaction alerts, and security notifications instantly. Stay in the loop with all the information you need, easily accessible at your fingertips. 24/7 Support NassPay offers 24/7 support and a quick registration process for a smooth user experience. Thank you for choosing NassPay, and we look forward to serving you on your journey towards effortless financial management.

Screenshots

TBI Banking4 screens
NassPay4 screens

Verdict

The call

The clearest difference is rating: NassPay at 3.8 against TBI Banking's 2.0. NassPay also leads on review sentiment (40% vs 5%). TBI Banking's advantage is monetization model (free vs ad-supported) and ratings volume (162 vs 36). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NassPay holds the better App Store score, 3.8 against 2.0. Both are backed by a comparable volume of ratings — 162 and 36 respectively. Written reviews point the same way: 5% of TBI Banking's written reviews are positive against 40% of NassPay's.

UpkeepUpdate frequency

TBI Banking ships an update every 3 months, NassPay every 2 months. Both last shipped on November 7, 2026.

Scorecard5 real differences · 5 level
TBI Banking versus NassPay: the parameters behind the verdict, then further details
ParameterTBI BankingNassPay
PriceFreeFree
Rating2.0 (162 ratings)3.8 (36 ratings) — better
Positive reviews5.1% of reviews40.0% of reviews — better
Number of ratings162 — better36
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better16
Further details — not scored
Size97 MB165 MB
Age rating4+17+
DeveloperTrade Bank of IraqNassPay Financial Solutions

Customer experience

TBI Banking

All ratings94 ratings
Positive25.5%
Neutral3.2%
Negative71.3%
Written reviews98 reviews
Positive5.1%
Neutral3.1%
Negative91.8%

NassPay

All ratings33 ratings
Positive63.6%
Neutral3.0%
Negative33.3%
Written reviews10 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Bugs and requests

TBI Banking

Reported bugs

13 issues
  • Login failures despite correct credentials
  • Face ID authentication suddenly stops working
  • App crashes after multiple failed password attempts
  • Frequent app freezes and restarts
  • Slow transaction processing
Show 8 more
  • Delayed or missing notifications
  • Double charge issues due to slow processing
  • App stops working after updates
  • Mandatory update error with no available version
  • Cannot open account through app
  • Session remains active after closing app
  • Login timeouts
  • Inconsistent date and time information

Requested features

18 requests
  • Modern, updated UI/UX design matching international banking standards
  • Fast and reliable performance
  • Online loan application and approval
  • Remote card activation without bank visit
  • Bill payment services
Show 13 more
  • Money transfer capabilities
  • Download bank statements
  • Purchase prepaid cards and top-up vouchers
  • Detailed transaction history and statements
  • Real-time account notifications
  • 24/7 online customer support
  • Mobile check deposit
  • Investment and savings products
  • Loan tracking with payment details
  • Free SMS notifications for transactions
  • Improved security features
  • Video tutorials for app usage
  • Comparison with competitor apps like Rafidain QI Services

NassPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TBI Banking

No in-app purchases

None

NassPay

No in-app purchases

Questions

Is TBI Banking free?
TBI Banking is free to download, with no in-app purchases.
Is NassPay free?
NassPay is free to download, with no in-app purchases.
Which has better reviews, TBI Banking or NassPay?
NassPay is rated higher. TBI Banking averages 2.0 out of 5 from 162 ratings, while NassPay averages 3.8 from 36 ratings.
Do TBI Banking or NassPay have ads?
Neither TBI Banking nor NassPay shows ads.
Which is updated more often, TBI Banking or NassPay?
TBI Banking ships an update every 3 months, and NassPay every 2 months. Most recently, TBI Banking was updated on November 7, 2026 and NassPay on November 7, 2026.

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