Comparison

College Ave vs Oops­

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

College Ave

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Highlights
  • Track loan status and applications
  • Make one-time and recurring payments
  • Set up and manage AutoPay
  • View loan balance and interest rate
  • Update contact information
  • Secure login with Face ID/Touch ID
  • Receive payment alerts
Features
Read full description

With the College Ave App, you have secure access to your account from virtually anywhere. Check the status of your loan, make payments, manage AutoPay, update your contact info, and more. Plus, you can log into the app with Face ID and Touch ID. TRACK YOUR LOANS AND APPLICATIONS • Track your applications and see when we’ll send money to your school • See key info like current loan balance and interest rate • See when your payment is due • Review payment history • Get alerts QUICKLY SET UP AND EDIT AUTOPAY • Set up an automatic payment for the total amount due or a fixed amount • Edit the payment amount, payment date, frequency and payment method • Cancel your automatic payments MAKE A PAYMENT WITHIN SECONDS • Set up a one-time payment within seconds • Pay multiple loans at once • Edit your payment amount • Easily make an extra payment • Change or cancel a payment PERSONALIZE YOUR SETTINGS • Update your contact info • Manage your alerts and preferences STAY SECURE • Log in with your Face ID or Touch ID • Change your password CONTACT US EASILY • Leave your feedback to help us improve the experience • Chat with a representative during normal business hours • Email us • Click to call Privacy Policy (https://www.collegeavestudentloans.com/privacy) © 2023 College Ave. All Rights Reserved. iPhone, iPod touch and iPad are registered trademarks of Apple Inc.

About

Oops­

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

Highlights
  • Link unlimited bank accounts
  • Track all spending in one place
  • Sort transactions in real-time
  • Identify impulse purchases
  • Review spending habits
  • Build financial awareness
Read full description

Oops enables you with financial awareness.  Please note: Oops will encrypt your financial data and store it securely. Oops will never have access to your bank credentials. LINK: Link as many bank accounts as you want to keep track of all your spending in one place. SORT: Sort transactions as you spend. You can always be on top of your spending. OOPS: Press the Oops button to catch an impulse purchase or something you regret buying. Stay accountable and see how much money you may be wasting each month. REVIEW: Build awareness and become a better spender. - Oops Gold users have access to Unlimited Transactions Refreshes Oops Gold is a paid renewable subscription. - Terms of service: https://www.oops.app/tos/ Privacy policy: https://www.oops.app/privacy/

Screenshots

College Ave4 screens
Oops­3 screens

Verdict

The call

The clearest difference is rating: Oops­ at 3.7 against College Ave's 2.6. Oops­ also leads on update cadence (every 2 days vs monthly) and ratings volume (2.5K vs 30). College Ave's advantage is in-app purchases (none vs 8). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Oops­ sells 8 in-app purchases, starting at $3.99 per month. College Ave asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Oops­ holds the better App Store score, 3.7 against 2.6. That said, the two scores are not equally well evidenced: Oops­ has 2.5K ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 10% of College Ave's written reviews are positive against 32% of Oops­'s.

UpkeepUpdate frequency

College Ave ships an update monthly, Oops­ every 2 days. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

Scorecard6 real differences · 4 level
College Ave versus Oops­: the parameters behind the verdict, then further details
ParameterCollege AveOops­
PriceFreeFree
Rating2.6 (30 ratings)3.7 (2.5K ratings) — better
Positive reviews9.8% of reviews31.6% of reviews — better
Number of ratings302.5K — better
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size33 MB133 MB
Age rating4+4+
DeveloperCollege Avenue Student Loans, LLCOops Finance, Inc.

Customer experience

College Ave

All ratings30 ratings
Positive36.7%
Neutral6.7%
Negative56.7%
Written reviews51 reviews
Positive9.8%
Neutral2.0%
Negative88.2%

Oops­

All ratings2,471 ratings
Positive65.0%
Neutral4.4%
Negative30.6%
Written reviews155 reviews
Positive31.6%
Neutral9.0%
Negative59.4%

User reviews

College Ave

From 30 App Store ratings

What we love

  • 👍 Easy to pay loans
  • 👍 Helpful reminders
  • 👍 Tracks multiple loans
  • 👍 Intuitive interface
  • 👍 Access account info easily

Room to improve

  • 🐛 Slow loading times
  • 🐛 Login issues
  • 🐛 Payment processing errors
  • 🐛 App is confusing
  • 🐛 Only shows one loan

Oops­

From 2.5K App Store ratings

What we love

  • 🎨 Visually appealing and intuitive interface
  • 🕹️ Fun and engaging way to track spending
  • 🔍 Comprehensive transaction categorization
  • 🤝 Ability to share spending with friends

Room to improve

  • 🚫 App no longer works or has stopped functioning
  • 💰 Excessive paywalls and subscription requirements
  • 🔒 Concerns about security and data privacy
  • 🔁 Frequent disconnections from bank accounts

Bugs and requests

College Ave

Reported bugs

15 issues
  • Cannot log in
  • App does not sync correctly
  • Payment processing is slow
  • Only one loan is visible
  • Confusing UI
Show 10 more
  • Autopay setup broken
  • App is glitchy
  • System gets swirly/circle of death
  • App does not load past login screen
  • Login process fails (2FA issues)
  • App crashes immediately
  • Payment information not updating
  • App is incredibly slow and glitchy
  • Payment confirmation email received but app shows denial
  • App crashes when opening

Requested features

5 requests
  • Improve payment processing speed
  • Allow viewing all loans
  • Fix autopay setup
  • Update app for better performance
  • Provide IT support for troubleshooting

Oops­

Reported bugs

3 issues
  • Transactions disappearing or not syncing properly
  • Inability to log in or access account information
  • Glitches during onboarding and setup process

Requested features

4 requests
  • Custom spending categories
  • Budgeting and goal-setting tools
  • Integration with more financial institutions
  • Improved customer support and responsiveness

In-app purchases

None

College Ave

No in-app purchases

8 purchases

Oops­

Subscriptions7
  • Oops Gold$3.991 Month
  • Pro Weekly3 Days trial$4.997 Days
  • Oops Pro$4.991 Month
Show 4 more
  • Pro Monthly3 Days trial$6.991 Month
  • Oops Gold$9.991 Month
  • Annual $39.99$39.991 Year
  • Oops Pro Annual$59.991 Year
One-time1
  • First Time Connection$3.99

Questions

Is College Ave free?
College Ave is free to download, with no in-app purchases.
Is Oops­ free?
Oops­ is free to download, with in-app purchases available.
Which has better reviews, College Ave or Oops­?
Oops­ is rated higher. College Ave averages 2.6 out of 5 from 30 ratings, while Oops­ averages 3.7 from 2.5K ratings.
Do College Ave or Oops­ have ads?
Neither College Ave nor Oops­ shows ads.
Which is updated more often, College Ave or Oops­?
College Ave ships an update monthly, and Oops­ every 2 days. Most recently, College Ave was updated on October 13, 2026 and Oops­ on October 16, 2026.

Other comparisons