Comparison

MOHELA vs College Ave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOHELA

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Highlights
  • Schedule and manage payments
  • View payment history
  • Upload forms securely
  • Access tax information
  • Secure account access
  • Messaging capabilities
Features
Read full description

Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.

About

College Ave

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Highlights
  • Track loan status and applications
  • Make one-time and recurring payments
  • Set up and manage AutoPay
  • View loan balance and interest rate
  • Update contact information
  • Secure login with Face ID/Touch ID
  • Receive payment alerts
Features
Read full description

With the College Ave App, you have secure access to your account from virtually anywhere. Check the status of your loan, make payments, manage AutoPay, update your contact info, and more. Plus, you can log into the app with Face ID and Touch ID. TRACK YOUR LOANS AND APPLICATIONS • Track your applications and see when we’ll send money to your school • See key info like current loan balance and interest rate • See when your payment is due • Review payment history • Get alerts QUICKLY SET UP AND EDIT AUTOPAY • Set up an automatic payment for the total amount due or a fixed amount • Edit the payment amount, payment date, frequency and payment method • Cancel your automatic payments MAKE A PAYMENT WITHIN SECONDS • Set up a one-time payment within seconds • Pay multiple loans at once • Edit your payment amount • Easily make an extra payment • Change or cancel a payment PERSONALIZE YOUR SETTINGS • Update your contact info • Manage your alerts and preferences STAY SECURE • Log in with your Face ID or Touch ID • Change your password CONTACT US EASILY • Leave your feedback to help us improve the experience • Chat with a representative during normal business hours • Email us • Click to call Privacy Policy (https://www.collegeavestudentloans.com/privacy) © 2023 College Ave. All Rights Reserved. iPhone, iPod touch and iPad are registered trademarks of Apple Inc.

Screenshots

MOHELA4 screens
College Ave4 screens

Verdict

The call

The clearest difference is rating: MOHELA at 4.6 against College Ave's 2.6. MOHELA also leads on ratings volume (47K vs 32) and review sentiment (26% vs 10%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MOHELA holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 26% of MOHELA's written reviews are positive against 10% of College Ave's.

UpkeepUpdate frequency

MOHELA ships an update every 2 months, College Ave monthly. The most recent releases landed on November 2, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
MOHELA versus College Ave: the parameters behind the verdict, then further details
ParameterMOHELACollege Ave
PriceFreeFree
Rating4.6 (47K ratings) — better2.6 (32 ratings)
Positive reviews26.1% of reviews — better9.8% of reviews
Number of ratings47K — better32
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size52 MB33 MB
Age rating4+4+
DeveloperMissouri Higher Education Loan AuthorityCollege Avenue Student Loans, LLC

Customer experience

MOHELA

All ratings46,734 ratings
Positive90.8%
Neutral2.3%
Negative6.9%
Written reviews153 reviews
Positive26.1%
Neutral3.9%
Negative69.9%

College Ave

All ratings30 ratings
Positive36.7%
Neutral6.7%
Negative56.7%
Written reviews51 reviews
Positive9.8%
Neutral2.0%
Negative88.2%

User reviews

MOHELA

From 47K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service
  • 🚀 Straightforward account management

Room to improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
  • 🐛 Difficulty making payments and managing loans
  • 🐛 Poor customer service and long wait times

College Ave

From 32 App Store ratings

What we love

  • 👍 Easy to pay loans
  • 👍 Helpful reminders
  • 👍 Tracks multiple loans
  • 👍 Intuitive interface
  • 👍 Access account info easily

Room to improve

  • 🐛 Slow loading times
  • 🐛 Login issues
  • 🐛 Payment processing errors
  • 🐛 App is confusing
  • 🐛 Only shows one loan

Bugs and requests

MOHELA

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Saved bank account information being deleted
  • Face ID/biometric login not working consistently
  • Confusing error messages and navigation

Requested features

4 requests
  • Ability to apply payments directly to principal
  • Option to view payment history and loan details within the app
  • Improved notification system to keep users informed
  • Integration of website features into the mobile app

College Ave

Reported bugs

15 issues
  • Cannot log in
  • App does not sync correctly
  • Payment processing is slow
  • Only one loan is visible
  • Confusing UI
Show 10 more
  • Autopay setup broken
  • App is glitchy
  • System gets swirly/circle of death
  • App does not load past login screen
  • Login process fails (2FA issues)
  • App crashes immediately
  • Payment information not updating
  • App is incredibly slow and glitchy
  • Payment confirmation email received but app shows denial
  • App crashes when opening

Requested features

5 requests
  • Improve payment processing speed
  • Allow viewing all loans
  • Fix autopay setup
  • Update app for better performance
  • Provide IT support for troubleshooting

In-app purchases

None

MOHELA

No in-app purchases

None

College Ave

No in-app purchases

Questions

Is MOHELA free?
MOHELA is free to download, with no in-app purchases.
Is College Ave free?
College Ave is free to download, with no in-app purchases.
Which has better reviews, MOHELA or College Ave?
MOHELA is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while College Ave averages 2.6 from 32 ratings.
Do MOHELA or College Ave have ads?
Neither MOHELA nor College Ave shows ads.
Which is updated more often, MOHELA or College Ave?
MOHELA ships an update every 2 months, and College Ave monthly. Most recently, MOHELA was updated on November 2, 2026 and College Ave on October 22, 2026.

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