sai sai pay vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
sai sai pay
Stay connected with your favorite artist and their community. This app allows you to make payments, transfer funds to friends, and purchase mobile top-ups. Future updates will enable buying artist merchandise directly.
- Artist news updates
- In-app payments
- Fund transfers to friends
- Mobile top-up purchases
- Artist merchandise purchasing (future)
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With this app, you are closely connected with Sai Sai and Sai Sai community. The latest news of your favorite artist, Sai Sai. Pay with Sai Sai app. Fund transfer to your same hearted friends with Sai Sai app. Buy mobile top-up with Sai Sai app and continue enjoying your mobile data. You can even buy Sai Sai products with this app in very near future.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is review sentiment: MTB Pay at 100% against sai sai pay's 39%. MTB Pay also leads on rating (4.9 vs 3.8). sai sai pay's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (290 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTB Pay holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: sai sai pay has 290 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 39% of sai sai pay's written reviews are positive against 100% of MTB Pay's.
sai sai pay ships an update every 3 weeks, MTB Pay every 4 months. Both last shipped on October 24, 2026.
| Parameter | sai sai pay | MTB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (290 ratings) | 4.9 (10 ratings) — better |
| Positive reviews | 38.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 290 — better | 10 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 34 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | UAB Bank Limited | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
sai sai pay
MTB Pay
Bugs and requests
sai sai pay
Reported bugs
10 issues- Cannot play music well
- Stuck at passcode page
- OTP can’t come in
- Network failures
- App can’t handle load
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- OTP couldn't receive in said time frame
- Failed to create the account
- Keep looping at the sign up
- Music stopped when out of the app
- Song also close when the phone was lock
Requested features
5 requests- Music should run in the background outside the app
- Sound should be run after the app lock
- Songs should be run after lock
- Need more detailed features
- Can’t transfer from UAB app
MTB Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
sai sai pay
No in-app purchases
MTB Pay
No in-app purchases
