KKP Better vs BPI

KKP Better: A purpose-driven financial app for all your goals. Whether you want to save for the future, access emergency loans, grow your investments, or plan for retirement, insurance, and taxes - manage it all in one app. Products and features for a Better life: - Better Box: Divide your KKP SAVVY savings into Boxes for every goal. - Better Bonus: Bonus interest on top of your KKP SAVVY savings account's base rate when you deposit for 91 days or more. - Better Investment: Access over 2,000 funds from 19 leading AMCs, including fee-free E-Class funds. - KKP Better Loan: Ready-to-use credit line with approval results in 5 minutes. Interest starts at 7.99% p.a. via scan-to-pay for essential expenses. - Better Retirement: Retire on your own terms with automatic financial calculations. - Better Meet: Online financial advisory connecting you with real experts for investment and insurance consultations. Warning: - KKP SAVVY Savings Account Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements. Please study the product information in detail. - Investors should understand the product characteristics, conditions, returns, and risks, as well as study the tax benefits specified in the mutual fund prospectus before making an investment decision. - KKP Better app by Kiatnakin Phatra Bank is a service channel of Kiatnakin Phatra Securities Public Company Limited. - Please request the prospectus from the company or the relevant AMC for more information. - E-Class funds are managed by Kiatnakin Phatra Asset Management. Certain funds do not charge management fees, while others do not charge front-end fees. Please refer to the prospectus for more details. - Borrow when necessary and within your means. The Effective Interest Rate (EIR) for KKP Better Loan ranges from 9.99% - 25% per annum. - Loan approval criteria and conditions are as determined by Kiatnakin Phatra Bank. Please study the product information in detail. - The Insured should understand coverage details and terms and conditions before making insurance decisions. - The insurance is underwritten by Generali Insurance (Thailand) Public Company Limited. Kiatnakin Phatra Bank Public Company Limited acts only as a non-life insurance broker introducing the products.

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.