Fidelity Health® vs Splitfolk

Easily manage your health care benefit plans and expenses. The Fidelity Health® app was built to help you minimize the time, cost, and hassle of managing your health care needs. It can help you manage your benefit plans and accounts if you’re enrolled in an employer-sponsored health benefits plan through Fidelity or if you have a Fidelity Health Savings Account (HSA). With Fidelity Health, you can: Access key info about your coverage and benefits · See all your health plan coverage and benefit details · Save and share pictures of your health benefit, prescription, and vaccination ID cards for easy access anywhere Manage your health care expenses · See your Fidelity HSA balances and transaction history, or balances for certain flexible spending accounts (FSAs) · Reimburse yourself from your Fidelity HSA or FSAs for qualified medical expenses you paid out-of-pocket · Pay your providers directly from your Fidelity HSA, brokerage or cash management accounts, FSAs, or personal bank accounts · Scan a bill, so it’s easier to pay for health care expenses using your Fidelity HSA, brokerage, or cash management accounts · Take advantage of your Fidelity HSA on the go by making one-time, tax-deductible contributions from your Fidelity brokerage or cash management accounts, or linked bank accounts · Upload and save receipts for health care expenses  · Link an external bank account to your Fidelity HSA in real time so you can make a one-time contribution · Track activity across your accounts, including the status of payments, reimbursements, contributions, and other activity · Activate and set your initial PIN on your HSA or Health & Benefits debit cards Navigate your day-to-day health care needs · If enabled by your employer, search for in-network medical providers close to your location · Scan a product’s barcode to help find out if it’s a qualified medical expense for your Fidelity HSA or FSAs The Fidelity Health app is available to people who enroll in their employer-sponsored health benefits through Fidelity or have an HSA with Fidelity. The features and functionality will vary based on the relationship between you, your employer (if applicable), and Fidelity. You can use your current Fidelity NetBenefits® or Fidelity.com login information to access Fidelity Health. Fidelity Health and the Fidelity Health logo are registered service marks of FMR LLC. Images are for illustrative purposes only. Fidelity Brokerage Services LLC, Member NYSE, SIPC © 2025 FMR LLC. All rights reserved. 974525.25.0

Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.