Comparison

Thawani Pay vs Maaly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thawani Pay

This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.

Highlights
  • Mobile payment solutions
  • QR code payments
  • Mobile invoice generation
  • Integration with billing/ERP systems
  • Secure payment environment
  • Compliance with PCI-DSS and PA-DSS
Read full description

Thawani Pay is Oman’s leading fintech and the first non-bank payment service provider licensed by the Central Bank of Oman. We are also the first fintech in Oman to secure a Visa license to issue credit cards a national milestone. With Thawani Pay, you can manage your daily financial needs through a secure, intuitive, and fully digital experience: • Bill Payments – Pay utilities and services quickly and securely. • QR Pay / Merchant Payments – Make instant payments at partner merchants. • Send Money (Local Transfers) – Transfer funds seamlessly within Oman. • International Remittance – Send money abroad with ease. • Insurance – Access digital insurance services. • Microfinance – Manage microfinance solutions directly in-app. • Mojab Cards – Activate and use Mojab prepaid cards. • Thawani Store – Explore curated digital products. Enjoy a trusted, compliant, and user-friendly platform designed to simplify your financial journey.

About

Maaly

This app analyzes your bank SMS to categorize spending and track financial habits. It helps you set and achieve financial goals by providing personalized offers and deals based on your spending patterns.

Highlights
  • Categorize financial bank SMS
  • Track spending behaviors
  • Reach financial goals
  • Personalized offers and deals
  • Manage finances efficiently
Features
Read full description

TelyPay Maaly App can help you to read and categorize your financial Bank SMS and use them to manually track your spending behaviors. As well as helping you to reach your financial goals and provide you with offers, deals, and services based on your spending behaviors. As we know, 90% of individuals lack awareness of their spending habits, preventing them from reaching their financial goals. Thus, the lack of direct monitoring based on bank account activity is solved by TelyPay Maaly. That's why we created Maaly; an easier way to manage your finances and efficiently achieve your goals.

Screenshots

Thawani Pay4 screens
Maaly4 screens

Verdict

The call

The clearest difference is review sentiment: Thawani Pay at 44% against Maaly's 0%. Thawani Pay also leads on rating (3.5 vs 1.0) and in-app purchases (none vs 5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Maaly sells 5 in-app purchases, starting at $1.99 per month. Thawani Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Thawani Pay holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: Thawani Pay has 46 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 44% of Thawani Pay's written reviews are positive against 0% of Maaly's.

UpkeepUpdate frequency

Thawani Pay ships an update every 3 weeks, Maaly fortnightly. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
Thawani Pay versus Maaly: the parameters behind the verdict, then further details
ParameterThawani PayMaaly
PriceFreeFree
Rating3.5 (46 ratings) — better1.0 (1 ratings)
Positive reviews44.4% of reviews — better0.0% of reviews
Number of ratings46 — better1
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size149 MB79 MB
Age rating17+4+
DeveloperThawani Technologies LLCTelyPay

Customer experience

Thawani Pay

All ratings46 ratings
Positive60.9%
Neutral4.3%
Negative34.8%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

Maaly

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Thawani Pay

No in-app purchases

5 purchases

Maaly

Subscriptions5
  • Maaly Pro$1.991 Month
  • Maaly app access - Monthly$2.991 Month
  • Maaly Pro$5.993 Months
Show 2 more
  • Maaly Pro$9.996 Months
  • Maaly Pro$19.991 Year

Questions

Is Thawani Pay free?
Thawani Pay is free to download, with no in-app purchases.
Is Maaly free?
Maaly is free to download, with in-app purchases available.
Which has better reviews, Thawani Pay or Maaly?
Thawani Pay is rated higher. Thawani Pay averages 3.5 out of 5 from 46 ratings, while Maaly averages 1.0 from 1 ratings.
Do Thawani Pay or Maaly have ads?
Neither Thawani Pay nor Maaly shows ads.
Which is updated more often, Thawani Pay or Maaly?
Thawani Pay ships an update every 3 weeks, and Maaly fortnightly. Most recently, Thawani Pay was updated on October 27, 2026 and Maaly on October 10, 2026.

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