AmOnline vs iRakyat Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmOnline
Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.
- Quick balance checks
- Money transfers and bill payments
- Apply for new financial products
- Link loyalty programs (BonusLink)
- Manage ASNB and Tabung Haji accounts
- Enhanced security features (AmSecure, Kill Switch)
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AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.
iRakyat Mobile Banking
Manage your bank accounts, transfer funds, and make payments directly from your mobile device. This official banking app offers convenient access to your financial information and services.
- Account Overview
- Fund Transfer
- DuitNow Transfer
- Scan QR
- Payment
- Profile Maintenance
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We are always making changes and improvements to enhance your experience with us. iRakyat Mobile Banking App is the official mobile banking app by Bank Rakyat. Features available in iRakyat Mobile Banking App: • Account Overview • Fund Transfer • DuitNow Transfer • Scan QR • Tabung Haji • Payment • JomPAY • Profile Maintenance • Locator • iSecure Download and experience it now. For more information, log on to www.irakyat.com.my.
Screenshots
Verdict
The clearest difference is rating: AmOnline at 5.0 against iRakyat Mobile Banking's 1.9. AmOnline also leads on review sentiment (14% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmOnline holds the better App Store score, 5.0 against 1.9. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews point the same way: 14% of AmOnline's written reviews are positive against 0% of iRakyat Mobile Banking's.
AmOnline ships an update every 3 weeks, iRakyat Mobile Banking every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | AmOnline | iRakyat Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 1.9 (7 ratings) |
| Positive reviews | 14.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 5 | 7 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 140 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | AmBank (M) Berhad | Bank Kerjasama Rakyat Malaysia Berhad |
Customer experience
AmOnline
iRakyat Mobile Banking
In-app purchases
AmOnline
No in-app purchases
iRakyat Mobile Banking
No in-app purchases
Questions
Is AmOnline free?
Is iRakyat Mobile Banking free?
Which has better reviews, AmOnline or iRakyat Mobile Banking?
Do AmOnline or iRakyat Mobile Banking have ads?
Which is updated more often, AmOnline or iRakyat Mobile Banking?
Other comparisons
