Comparison

MassMutual vs SamCERA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MassMutual

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Highlights
  • Manage life insurance and retirement accounts
  • Handle payments and premiums
  • Review account balances and policy info
  • View and manage beneficiaries
  • Request policy loans
  • Access paperless documentation
  • Set up recurring payments
Features
Read full description

Download the MassMutual app to manage your life insurance and retirement account details in one place and on-the-go: you can handle payments, review balances, pay down premiums, review policy info, and much more! With the MassMutual app, you can: • See your MassMutual detailed policy information, including policy bill, tax and annual statements • Navigate account details with ease, using intuitive navigation and enhanced user interface • View and manage your beneficiary information • Request a cash loan on your life insurance policy • Stay organized with paperless documentation • Manage payments with self-service transactions • Make a one-time secure online payment • Pay down the loan principal on life insurance products • View and pay multiple premium bills and loan interest • Set up recurring payments • View billing and payment details, including payment history Please note that in order to use the MassMutual app, you’ll need to have an account or policy with MassMutual.  Registration is a few easy steps. If you are already registered on MassMutual.com or with the MassMutual app, you can login with the same username and password.

About

SamCERA

Manage your retirement accounts with 24/7 access to your SamCERA information. Plan, manage, and live better in retirement with tools for estimates, beneficiary management, and secure document uploads.

Highlights
  • 24/7 account access
  • Estimate tools
  • Beneficiary management
  • Tax information
  • Secure messaging
  • Document uploads
Features
Read full description

SamCERA Mobile is the new, self-service app created specifically for active and retired SamCERA members. By providing 24/7 access to your SamCERA account information and offering a robust set of management tools, SamCERA Mobile makes it effortless for members to plan, manage, and live better in retirement from anywhere. ■ How SamCERA Mobile makes it easier to get things done - Effortless, Secure Login - 24/7 access to your SamCERA account information - Quick, Detailed, and Saved Estimate Tools - Beneficiaries & Allocation Management Tools - 1099 Tax Information At-A-Glance - Payment Dates - Member Statements - Reciprocity Management - Service Credit Management - Secure Messaging - Secure Digital Document Uploads - Smart FAQs - and much more ■ What you need to get started: - If you already have a MySamCERA login, your current login credentials will work on the app too. - If this is your first time using SamCERA’s pension self-service tools, the new registration wizard will have you up and running in minutes without ever having to call customer service.

Screenshots

MassMutual4 screens
SamCERA4 screens

Verdict

The call

The clearest difference is monetization model: SamCERA at free against MassMutual's free with in-app purchases. SamCERA also leads on rating (5.0 vs 4.8). MassMutual's advantage is ratings volume (6K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SamCERA holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MassMutual has 6K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

MassMutual ships an update monthly, SamCERA every 3 weeks. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
MassMutual versus SamCERA: the parameters behind the verdict, then further details
ParameterMassMutualSamCERA
PriceFreeFree
Rating4.8 (6K ratings)5.0 (4 ratings) — better
Positive reviews20.3% of reviews—
Number of ratings6K — better4
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size134 MB37 MB
Age rating4+4+
DeveloperMassMutualPlaneteria

Customer experience

MassMutual

All ratings6,029 ratings
Positive96.2%
Neutral1.5%
Negative2.3%
Written reviews64 reviews
Positive20.3%
Neutral6.3%
Negative73.4%

SamCERA

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MassMutual

Reported bugs

4 issues
  • Greyed-out save button for bank info
  • Repeated input required to save bank account
  • App freezes or crashes
  • Account information not available

Requested features

4 requests
  • Add support for landscape mode on iPad
  • Improve facial recognition
  • Restore web access
  • Allow adding multiple family members

SamCERA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MassMutual

No in-app purchases

None

SamCERA

No in-app purchases

Questions

Is MassMutual free?
MassMutual is free to download, with no in-app purchases.
Is SamCERA free?
SamCERA is free to download, with no in-app purchases.
Which has better reviews, MassMutual or SamCERA?
SamCERA is rated higher. MassMutual averages 4.8 out of 5 from 6K ratings, while SamCERA averages 5.0 from 4 ratings.
Do MassMutual or SamCERA have ads?
Neither MassMutual nor SamCERA shows ads.
Which is updated more often, MassMutual or SamCERA?
MassMutual ships an update monthly, and SamCERA every 3 weeks. Most recently, MassMutual was updated on October 15, 2026 and SamCERA on October 4, 2026.

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