Comparison

MassMutual vs Time ROI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MassMutual

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Highlights
  • Manage life insurance and retirement accounts
  • Handle payments and premiums
  • Review account balances and policy info
  • View and manage beneficiaries
  • Request policy loans
  • Access paperless documentation
  • Set up recurring payments
Features
Read full description

Download the MassMutual app to manage your life insurance and retirement account details in one place and on-the-go: you can handle payments, review balances, pay down premiums, review policy info, and much more! With the MassMutual app, you can: • See your MassMutual detailed policy information, including policy bill, tax and annual statements • Navigate account details with ease, using intuitive navigation and enhanced user interface • View and manage your beneficiary information • Request a cash loan on your life insurance policy • Stay organized with paperless documentation • Manage payments with self-service transactions • Make a one-time secure online payment • Pay down the loan principal on life insurance products • View and pay multiple premium bills and loan interest • Set up recurring payments • View billing and payment details, including payment history Please note that in order to use the MassMutual app, you’ll need to have an account or policy with MassMutual.  Registration is a few easy steps. If you are already registered on MassMutual.com or with the MassMutual app, you can login with the same username and password.

About

Time ROI

Features
Read full description

Time ROI helps freelancers, contractors, and self-employed professionals understand what their time is actually worth. Track work hours, monitor expenses, log mileage, and measure your true effective hourly rate after business costs and non-billable time. Whether you’re freelancing full-time, running a side business, consulting, or managing multiple clients, Time ROI helps you see which work is truly profitable. FEATURES • Track billable and non-billable time • Monitor your real effective hourly rate • Log expenses and mileage • Track client payments • Compare client profitability • View work history and trends • Export and back up your data • Personalized onboarding based on your occupation BUILT FOR SELF-EMPLOYED PROFESSIONALS Designed for freelancers, consultants, creators, contractors, and small business owners who want better awareness of where their time and money actually go. PRIVATE BY DESIGN Your data stays on your device. No accounts. No unnecessary tracking. No cloud dependency. PREMIUM FEATURES Unlock advanced profitability insights, burnout awareness tools, trend analysis, client rankings, and enhanced reporting with Time ROI Premium. Privacy Policy:https://mytimeproducts.com/timeroiprivacy https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MassMutual4 screens
Time ROI4 screens

Verdict

The call

The clearest difference is in-app purchases: MassMutual at none against Time ROI's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Time ROI sells 2 in-app purchases, starting at $4.99 per month. MassMutual asks for nothing beyond the download.

UpkeepUpdate frequency

MassMutual ships an update monthly, Time ROI every 3 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
MassMutual versus Time ROI: the parameters behind the verdict, then further details
ParameterMassMutualTime ROI
PriceFreeFree
Rating4.8 (6K ratings) — better—
Positive reviews20.3% of reviews—
Number of ratings6K — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size134 MB60 MB
Age rating4+4+
DeveloperMassMutualEric Head

Bugs and requests

MassMutual

Reported bugs

4 issues
  • Greyed-out save button for bank info
  • Repeated input required to save bank account
  • App freezes or crashes
  • Account information not available

Requested features

4 requests
  • Add support for landscape mode on iPad
  • Improve facial recognition
  • Restore web access
  • Allow adding multiple family members

Time ROI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MassMutual

No in-app purchases

2 purchases

Time ROI

Subscriptions2
  • True ROI Pro Monthly$4.991 Month
  • True ROI Pro Annual$39.991 Year

Questions

Is MassMutual free?
MassMutual is free to download, with no in-app purchases.
Is Time ROI free?
Time ROI is free to download, with in-app purchases available.
Do MassMutual or Time ROI have ads?
Neither MassMutual nor Time ROI shows ads.
Which is updated more often, MassMutual or Time ROI?
MassMutual ships an update monthly, and Time ROI every 3 weeks. Most recently, MassMutual was updated on October 24, 2026 and Time ROI on October 10, 2026.

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