Comparison

zaky vs MyExpense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

MyExpense

Easily track your daily expenses and income. View your spending patterns through organized lists. This application is designed for everyday users to manage their finances effectively.

Highlights
  • Daily expense tracking
  • Income logging
  • Organized list view
  • Financial overview
  • User-friendly interface
Read full description

خەرجیەکانم ،بەکاردێت بۆ تۆمارکردنی خەرجییەکانی رۆژانە وەهەروەها دەتوانی بەپێی خشتە تۆمارەکانت بینینی، ئەم بەرنامەیە دەتوانیت بزانیت رۆژانە چەند خەرجیت کردووە وە هەموو کەسانی ئاسایی دەتوانن بە کاریبهینن

Screenshots

zaky4 screens
MyExpense4 screens

Verdict

The call

The clearest difference is rating: MyExpense at 4.4 against zaky's 3.9. MyExpense also leads on device support (4 vs 2) and iOS requirement (13.0 vs 15.6). zaky's advantage is update cadence (fortnightly vs every 5 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyExpense holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 46 and 71 respectively. Written reviews point the same way: 61% of zaky's written reviews are positive against 68% of MyExpense's.

UpkeepUpdate frequency

zaky ships an update fortnightly, MyExpense every 5 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
zaky versus MyExpense: the parameters behind the verdict, then further details
ParameterzakyMyExpense
PriceFreeFree
Rating3.9 (46 ratings)4.4 (71 ratings) — better
Positive reviews61.1% of reviews68.2% of reviews — better
Number of ratings4671 — better
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod, Mac — better
Requires iOS15.613.0 — better
Further details — not scored
Size133 MB70 MB
Age rating4+4+
Developerareeba SALAbdulwahab F. Omar

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

MyExpense

All ratings71 ratings
Positive84.5%
Neutral1.4%
Negative14.1%
Written reviews22 reviews
Positive68.2%
Neutral13.6%
Negative18.2%

In-app purchases

None

zaky

No in-app purchases

None

MyExpense

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is MyExpense free?
MyExpense is free to download, with no in-app purchases.
Which has better reviews, zaky or MyExpense?
MyExpense is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while MyExpense averages 4.4 from 71 ratings.
Do zaky or MyExpense have ads?
Neither zaky nor MyExpense shows ads.
Which is updated more often, zaky or MyExpense?
zaky ships an update fortnightly, and MyExpense every 5 weeks. Most recently, zaky was updated on October 15, 2026 and MyExpense on October 14, 2026.

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