zaky vs DOTHawala
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
zaky
This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.
- Send and receive money via mobile number
- Purchase gaming and app e-vouchers
- Local and international mobile recharge
- Utility bill payments
- eSIM services
- Prepaid Visa card with control features
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Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq
DOTHawala
Manage daily financial transactions and track balances for both customers and suppliers. This application integrates with an ERP system to provide real-time access to financial data.
- Daily transaction tracking
- Previous balance review
- Current balance monitoring
- Customer and supplier management
- ERP system integration
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1) This app used by customers and suppliers to check their daily transactions, pervious balance and current balance. 2) Our App is used by our clients or by accounts which have daily transactions in our ERP system
Screenshots
Verdict
The clearest difference is rating: zaky at 3.9 against DOTHawala's 3.2. zaky also leads on ratings volume (46 vs 5). DOTHawala's advantage is update cadence (every 4 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
zaky holds the better App Store score, 3.9 against 3.2. That said, the two scores are not equally well evidenced: zaky has 46 ratings behind it against 5, so its average is the more settled of the two.
zaky ships an update fortnightly, DOTHawala every 4 days. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.
| Parameter | zaky | DOTHawala |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (46 ratings) — better | 3.2 (5 ratings) |
| Positive reviews | 61.1% of reviews | — |
| Number of ratings | 46 — better | 5 |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 133 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | areeba SAL | kardo hussein |
Customer experience
zaky
DOTHawala
In-app purchases
zaky
No in-app purchases
DOTHawala
No in-app purchases









