Comparison

zaky vs DOTHawala

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

DOTHawala

Manage daily financial transactions and track balances for both customers and suppliers. This application integrates with an ERP system to provide real-time access to financial data.

Highlights
  • Daily transaction tracking
  • Previous balance review
  • Current balance monitoring
  • Customer and supplier management
  • ERP system integration
Features
Read full description

1) This app used by customers and suppliers to check their daily transactions, pervious balance and current balance. 2) Our App is used by our clients or by accounts which have daily transactions in our ERP system

Screenshots

zaky4 screens
DOTHawala3 screens

Verdict

The call

The clearest difference is rating: zaky at 3.9 against DOTHawala's 3.2. zaky also leads on ratings volume (46 vs 5). DOTHawala's advantage is update cadence (every 4 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.2. That said, the two scores are not equally well evidenced: zaky has 46 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

zaky ships an update fortnightly, DOTHawala every 4 days. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
zaky versus DOTHawala: the parameters behind the verdict, then further details
ParameterzakyDOTHawala
PriceFreeFree
Rating3.9 (46 ratings) — better3.2 (5 ratings)
Positive reviews61.1% of reviews—
Number of ratings46 — better5
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size133 MB24 MB
Age rating4+4+
Developerareeba SALkardo hussein

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

DOTHawala

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%

In-app purchases

None

zaky

No in-app purchases

None

DOTHawala

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is DOTHawala free?
DOTHawala is free to download, with no in-app purchases.
Which has better reviews, zaky or DOTHawala?
zaky is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while DOTHawala averages 3.2 from 5 ratings.
Do zaky or DOTHawala have ads?
Neither zaky nor DOTHawala shows ads.
Which is updated more often, zaky or DOTHawala?
zaky ships an update fortnightly, and DOTHawala every 4 days. Most recently, zaky was updated on October 15, 2026 and DOTHawala on October 8, 2026.

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