Comparison

zaky vs ZiCharge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

ZiCharge

A secure and efficient mobile wallet for shopping, gaming, and online purchases. It offers bill payment with promotions, reward points, and enhanced security, flexibility, and convenience.

Highlights
  • Secure mobile wallet
  • Smart money for shopping and gaming
  • Online card purchasing
  • Bill payment system
  • Promotions and reward points
  • Increased security and flexibility
Features
Read full description

ZiCharge is the most convenient, efficient mobile wallet with the latest security system implemented, where customers will have their smart money for Shopping, Gaming & Online Card purchasing, Bill payment system with very often promotions, reward points in your ZiCharge wallet. Ultimately, the greatest reasons for the growing popularity of Zicharge wallet is the benefits of increased security, flexibility, and convenience. We are on a mission to get millions of merchants on online platforms to be a part of the vibrant fintech ecosystem.

Screenshots

zaky4 screens
ZiCharge4 screens

Verdict

The call

The clearest difference is rating: zaky at 3.9 against ZiCharge's 3.4. zaky also leads on review sentiment (61% vs 33%) and update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.4. Both are backed by a comparable volume of ratings — 46 and 133 respectively. Written reviews point the same way: 61% of zaky's written reviews are positive against 33% of ZiCharge's.

UpkeepUpdate frequency

zaky ships an update fortnightly, ZiCharge monthly. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
zaky versus ZiCharge: the parameters behind the verdict, then further details
ParameterzakyZiCharge
PriceFreeFree
Rating3.9 (46 ratings) — better3.4 (133 ratings)
Positive reviews61.1% of reviews — better33.3% of reviews
Number of ratings46133 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size133 MB75 MB
Age rating4+4+
Developerareeba SALZICHARGE LIMITED LIABILITY COMPANY

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

ZiCharge

All ratings134 ratings
Positive59.7%
Neutral2.2%
Negative38.1%
Written reviews21 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

zaky

No in-app purchases

None

ZiCharge

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is ZiCharge free?
ZiCharge is free to download, with no in-app purchases.
Which has better reviews, zaky or ZiCharge?
zaky is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while ZiCharge averages 3.4 from 133 ratings.
Do zaky or ZiCharge have ads?
Neither zaky nor ZiCharge shows ads.
Which is updated more often, zaky or ZiCharge?
zaky ships an update fortnightly, and ZiCharge monthly. Most recently, zaky was updated on October 23, 2026 and ZiCharge on October 20, 2026.

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