Comparison

zaky vs IBI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

IBI

This banking application allows users to manage their accounts, inquire about balances, and view electronic statements. It also facilitates opening sub-accounts in various currencies, requesting checkbooks, and transferring funds between accounts. Users can also communicate with customer service via messaging.

Highlights
  • Balance inquiry
  • Electronic account statements
  • Open sub-accounts in different currencies
  • Request checkbook
  • Transfer money between accounts
  • Message customer service
Features
Read full description

The Iraqi Investment Bank is keen to provide the best electronic banking services to its valued customers through the Iraqi Investment Bank application, which It provides banking services and features to its valued customers: 1- Balance inquiry service 2- - Electronic account statement service 3- Open a sub-account in different currencies 4- - Request a check book 5- Transferring money between user accounts 6- Transferring money between different accounts to another user in the bank. 7- Message communication service with customer service. Enter our website www.ibi-bankiraq.iq يحرص مصرف الاستثمار العراقي على تقديم افضل خدمات مصرفية الالكترونية لزبائنه الكرام وذلك عن طريق تطبيق مصرف الاستثمار العراقي والذي يوفر خدمات ومميزات مصرفية لزبائنه الكرام: 1- خدمة استعلام الرصيد 2- - خدمة كشف الحساب الالكتروني 3- فتح حساب فرعي بعملات مختلفه 4- - طلب دفتر شيكات 5- تحويل الاموال بين حسابات المستخدم 6- تحويل الاموال بين حسابات مختلفه لمستخدم اخر في المصرف . 7- خدمة التواصل عبر الرسائل مع خدمة الزبائن . ادخل على موقعنا الالكتروني www.ibi-bankiraq.iq

Screenshots

zaky4 screens
IBI4 screens

Verdict

The call

The clearest difference is rating: zaky at 3.9 against IBI's 3.3. zaky also leads on ratings volume (46 vs 3). IBI's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.3. That said, the two scores are not equally well evidenced: zaky has 46 ratings behind it against 3, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
zaky versus IBI: the parameters behind the verdict, then further details
ParameterzakyIBI
PriceFreeFree
Rating3.9 (46 ratings) — better3.3 (3 ratings)
Positive reviews61.1% of reviews—
Number of ratings46 — better3
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size133 MB35 MB
Age rating4+4+
Developerareeba SALINVESTMENT BANK OF IRAQ

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

IBI

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

zaky

No in-app purchases

None

IBI

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is IBI free?
IBI is free to download, with no in-app purchases.
Which has better reviews, zaky or IBI?
zaky is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while IBI averages 3.3 from 3 ratings.
Do zaky or IBI have ads?
Neither zaky nor IBI shows ads.

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