Comparison

zaky vs Tabadul X

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zaky

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

Highlights
  • Send and receive money via mobile number
  • Purchase gaming and app e-vouchers
  • Local and international mobile recharge
  • Utility bill payments
  • eSIM services
  • Prepaid Visa card with control features
Features
Read full description

Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq

About

Tabadul X

Manage your Alwatani payment cards securely from your mobile device. Activate new cards, receive real-time activity notifications, and stay updated with important alerts. This platform is built on a trusted, secure infrastructure designed for future growth.

Highlights
  • Secure card activation
  • Card management
  • Real-time notifications
  • Important updates
  • Trusted infrastructure
Features
Read full description

Tabadul X is a new digital experience from Tabadul. This first release introduces secure card management capabilities for Alwatani cardholders, setting the foundation for what’s coming next. You can Activate and manage your card card directly from your mobile phone, Receive real-time notifications for card activity and important updates. Built on trusted, secure infrastructure designed for scale and growth. Note: This application is only for Alwatani cardholders at this stage, the other products from tabadul are still managed in Tabadul App

Screenshots

zaky4 screens
Tabadul X4 screens

Verdict

The call

The clearest difference is review sentiment: zaky at 61% against Tabadul X's 0%. zaky also leads on rating (3.9 vs 3.2) and ratings volume (46 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

zaky holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 46 and 13 respectively. Written reviews point the same way: 61% of zaky's written reviews are positive against 0% of Tabadul X's.

UpkeepUpdate frequency

zaky ships an update weekly, Tabadul X every 11 days. The most recent releases landed on September 1, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
zaky versus Tabadul X: the parameters behind the verdict, then further details
ParameterzakyTabadul X
PriceFreeFree
Rating3.9 (46 ratings) — better3.2 (13 ratings)
Positive reviews61.1% of reviews — better0.0% of reviews
Number of ratings46 — better13
Update frequencyWeekly — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size132 MB173 MB
Age rating4+17+
Developerareeba SALTabadul Bank

Customer experience

zaky

All ratings46 ratings
Positive73.9%
Neutral0.0%
Negative26.1%
Written reviews18 reviews
Positive61.1%
Neutral0.0%
Negative38.9%

Tabadul X

All ratings13 ratings
Positive53.8%
Neutral0.0%
Negative46.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

zaky

No in-app purchases

None

Tabadul X

No in-app purchases

Questions

Is zaky free?
zaky is free to download, with no in-app purchases.
Is Tabadul X free?
Tabadul X is free to download, with no in-app purchases.
Which has better reviews, zaky or Tabadul X?
zaky is rated higher. zaky averages 3.9 out of 5 from 46 ratings, while Tabadul X averages 3.2 from 13 ratings.
Do zaky or Tabadul X have ads?
Neither zaky nor Tabadul X shows ads.
Which is updated more often, zaky or Tabadul X?
zaky ships an update weekly, and Tabadul X every 11 days. Most recently, zaky was updated on September 1, 2026 and Tabadul X on September 20, 2026.

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