Comparison

SkyLink POS vs Swirepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SkyLink POS

This point-of-sale system offers robust features for small retailers and restaurants. Manage orders with on-screen product images, apply discounts and taxes, and accept signatures and tips. Process various payment types, including contactless, and send paperless receipts.

Highlights
  • On-screen product images for order entry
  • Discount and tax application
  • Signature and tip acceptance
  • Cash, credit, and debit card payments
  • Contactless payment support
  • Paperless receipts via email/text
  • Electronic invoicing
Features
Read full description

The SkyLink® POS point-of-sale system has the features small retailers and restaurants need for running fast, efficient businesses. ORDER MANAGEMENT - On-screen product images for accurate order entry - Ring up items, discounts, & tax - Apply tax rates at the item level - Accept on-screen signatures & tips ACCEPT PAYMENTS - Accept and track cash and all credit and debit cards, including chip (EMV) cards - Accept contactless (NFC) payments including Apple Pay, Google Pay, and more - Send paperless receipts via email or text message - Multiple types of payment terminals supported—Select what's best for you - Automatic Level II and Level III compliance for lowest credit card fees ELECTRONIC INVOICING - Create and manage invoices for billing - Send invoices via email or text message - Accept customer payments online

About

Swirepay

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

Highlights
  • Send and receive money in real-time
  • Earn cashback on payments
  • Same-day fund transfers
  • Works with major US banks
  • Supports POS devices for in-store payments
  • Simplifies B2B payments
Features
Read full description

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.

Screenshots

SkyLink POS4 screens
Swirepay4 screens

Verdict

The call

The clearest difference is rating: SkyLink POS at 5.0 against Swirepay's 4.7. SkyLink POS also leads on iOS requirement (11.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SkyLink POS holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

UpkeepUpdate frequency

SkyLink POS ships an update monthly, Swirepay every 3 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
SkyLink POS versus Swirepay: the parameters behind the verdict, then further details
ParameterSkyLink POSSwirepay
PriceFreeFree
Rating5.0 (3 ratings) — better4.7 (3 ratings)
Positive reviews—100.0% of reviews
Number of ratings33
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.6
Further details — not scored
Size25 MB126 MB
Age rating4+4+
DeveloperMonetra Technologies LLCSwirepay Inc.

Customer experience

SkyLink POS

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Swirepay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SkyLink POS

No in-app purchases

None

Swirepay

No in-app purchases

Questions

Is SkyLink POS free?
SkyLink POS is free to download, with no in-app purchases.
Is Swirepay free?
Swirepay is free to download, with no in-app purchases.
Which has better reviews, SkyLink POS or Swirepay?
SkyLink POS is rated higher. SkyLink POS averages 5.0 out of 5 from 3 ratings, while Swirepay averages 4.7 from 3 ratings.
Do SkyLink POS or Swirepay have ads?
Neither SkyLink POS nor Swirepay shows ads.
Which is updated more often, SkyLink POS or Swirepay?
SkyLink POS ships an update monthly, and Swirepay every 3 weeks. Most recently, SkyLink POS was updated on October 14, 2026 and Swirepay on October 24, 2026.

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