Comparison

Stack vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack

Manage and analyze your recurring payments with this tool. Get reminders before due dates and understand your spending habits with budget insights. Customize subscription entries with icons and sync data across devices.

Highlights
  • Subscription tracking and analysis
  • Due date reminders
  • Budgeting and spending insights
  • Customizable subscription entries
  • iCloud data sync
  • Home screen widgets
Features
Read full description

Stack is a tool that helps you track and analyze your subscriptions. Stack will remind you before due date after you add subscriptions. Budgets help you get a knowledge of subscriptions' statitics. [Widgets] Stack now supports widget which is initially introduced in iOS 14. You now can have a knowledge of your next overdue subscription and cost right from your home screen. [Highly customizable options when adding subscriptions] You can use template embeded in Stack or customize options when adding subscriptions. Stack can retrieve icons from album, website favicon or built-in icons to provide you with remarkable experience. [iCloud Sync] Stack can sync all your subscription data across devices via iCloud. [All Subscription Types] Stack support all kinds of subscriptions. [Subscription Group] You can customize groups in accordance with your needs like groups by types or suppliers. [Subscription Notification] You can enable notification when adding subscriptions or later. Stack will remind you on due date and you will never miss renewing your subscriptions. [Budgets] You can review your subscriptions in Budgets tab. Meanwhile, you can set budgets for groups, and all groups will be summarized in pie chart.

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Stack4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Budget Flow | Expense Tracker at 4.8 against Stack's 3.7. Budget Flow | Expense Tracker also leads on ads (none vs shown) and ratings volume (335 vs 3). Stack's advantage is review sentiment (100% vs 90%) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stack sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Stack's written reviews are positive against 90% of Budget Flow | Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Stack ships an update monthly, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

Scorecard7 real differences · 3 level
Stack versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterStackBudget Flow | Expense Tracker
PriceFreeFree
Rating3.7 (3 ratings)4.8 (335 ratings) — better
Positive reviews100.0% of reviews — better90.3% of reviews
Number of ratings3335 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS13.0 — better16.0
Further details — not scored
Size43 MB147 MB
Age rating4+4+
Developer磊 徐Fabian Hasse

Customer experience

Stack

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Flow | Expense Tracker

All ratings335 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews476 reviews
Positive90.3%
Neutral4.4%
Negative5.3%

Bugs and requests

Stack

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

1 purchases

Stack

One-time1
  • Unlock Pro Features$1.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Stack free?
Stack is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Stack or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Stack averages 3.7 out of 5 from 3 ratings, while Budget Flow | Expense Tracker averages 4.8 from 335 ratings.
Do Stack or Budget Flow | Expense Tracker have ads?
Stack shows ads; Budget Flow | Expense Tracker does not.
Which is updated more often, Stack or Budget Flow | Expense Tracker?
Stack ships an update monthly, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Stack was updated on October 2, 2026 and Budget Flow | Expense Tracker on October 13, 2026.

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