Comparison

Telda vs Klivvr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Telda

Manage your finances with an all-in-one app for sending, spending, saving, and investing. Open an account, get a card instantly, and enjoy zero-commission stock trading. Personalize your spending insights and earn rewards on every purchase.

Highlights
  • Instant account opening and card issuance
  • Zero-commission stock and mutual fund investing
  • Real-time market data and same-day trading
  • Instant money transfers and cash-outs
  • Customizable debit cards
  • Personalized spending insights and budgeting
  • Earn and redeem Telda Points
Features
Read full description

Money Reimagined! The easiest way to send, spend, save, invest and track your money. Download app, open your account & get your card instantly - no endless queues, no paperwork, no fuss. Order your Telda Card directly from the App. Use your card anywhere, anytime, online and in-store. Invest in Stoks and Mutual funds: - Zero Commission: Keep 100% of your gains with 0% commission on all buys and sells. - Real-Time Prices: Stay on top of the market with live, to-the-second data. - Same-Day Trading: Don't wait around, execute your trades instantly. - Instant Money Transfers: Move your money with instant deposits and cash-outs. - Zero Subscriptions: Experience premium investing with absolutely no hidden fees or monthly costs. Customize your card: - Customizable cards with bold color choices. - Add a bit of personality to your card. Sign it, doodle it & add your favorite stickers. Send & receive money instantly: - Send & receive money from friends and family instantly with only a few taps for free. Insights: - Personalize your insights experience and create categories based on your day to day expenses. - Receive instant notifications on all account activity so you know what's happening with your account 24/7. - Plan monthly budgets and track your spendings accordingly. Stay Secured: - Protect all of your payments with a passcode, TouchID, or FacelD. - Lock & Unlock your card in a single tap through the app. - All of your information is stored securely. By law and under Central Bank of Egypt regulations, your money is protected by licensed banks. Points: - Earn Telda Points with every purchase and redeem them with cash & a variety of vouchers from top brands. - Make the most out of your spending & earn 3x more Points with each purchase. If you want to know more about Telda, please visit us at: Facebook: https://www.facebook.com/teldaApp/ Instagram: https://www.instagram.com/teldaApp/ Twitter: https://www.twitter.com/teldaApp/ Linkedin: https://www.linkedin.com/company/telda/

About

Klivvr

Manage your spending, credit, and rewards with this comprehensive financial app. It offers buy now, pay later options, a prepaid card for everyday use, and family accounts with customizable spending limits. Earn points on transactions to redeem for cashback and exclusive rewards.

Highlights
  • Buy now, pay later with instant credit
  • Flexible repayment plans up to 60 months
  • Prepaid card for seamless everyday spending
  • Earn and redeem K.Points for cashback
  • Family accounts with spending permissions
  • Real-time spending tracking and control
Features
Read full description

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.   Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app   Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control   Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.   Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

Screenshots

Telda4 screens
Klivvr4 screens

Verdict

The call

The clearest difference is rating: Telda at 4.8 against Klivvr's 3.6. Telda also leads on ratings volume (2.7K vs 55) and update cadence (every 3 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Telda holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Telda has 2.7K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 42% of Telda's written reviews are positive against 30% of Klivvr's.

UpkeepUpdate frequency

Telda ships an update every 3 days, Klivvr every 10 days. Both last shipped on November 7, 2026.

Scorecard4 real differences · 6 level
Telda versus Klivvr: the parameters behind the verdict, then further details
ParameterTeldaKlivvr
PriceFreeFree
Rating4.8 (2.7K ratings) — better3.6 (55 ratings)
Positive reviews41.5% of reviews — better29.8% of reviews
Number of ratings2.7K — better55
Update frequencyEvery 3 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS15.0 — better16.0
Further details — not scored
Size217 MB220 MB
Age rating4+4+
DeveloperTelda LLCKlivvr

Customer experience

Telda

All ratings2,699 ratings
Positive95.4%
Neutral0.6%
Negative4.0%
Written reviews53 reviews
Positive41.5%
Neutral3.8%
Negative54.7%

Klivvr

All ratings55 ratings
Positive65.5%
Neutral1.8%
Negative32.7%
Written reviews47 reviews
Positive29.8%
Neutral2.1%
Negative68.1%

Bugs and requests

Telda

Reported bugs

3 issues
  • Login screen freezes
  • Verification code issues
  • ATM withdrawal problems

Requested features

3 requests
  • Add Apple Pay support
  • Improve international payment capabilities
  • Provide more transparency on card delivery

Klivvr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Telda

No in-app purchases

None

Klivvr

No in-app purchases

Questions

Is Telda free?
Telda is free to download, with no in-app purchases.
Is Klivvr free?
Klivvr is free to download, with no in-app purchases.
Which has better reviews, Telda or Klivvr?
Telda is rated higher. Telda averages 4.8 out of 5 from 2.7K ratings, while Klivvr averages 3.6 from 55 ratings.
Do Telda or Klivvr have ads?
Neither Telda nor Klivvr shows ads.
Which is updated more often, Telda or Klivvr?
Telda ships an update every 3 days, and Klivvr every 10 days. Most recently, Telda was updated on November 7, 2026 and Klivvr on November 7, 2026.

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