Telda vs Klivvr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Telda
Manage your finances with an all-in-one app for sending, spending, saving, and investing. Open an account, get a card instantly, and enjoy zero-commission stock trading. Personalize your spending insights and earn rewards on every purchase.
- Instant account opening and card issuance
- Zero-commission stock and mutual fund investing
- Real-time market data and same-day trading
- Instant money transfers and cash-outs
- Customizable debit cards
- Personalized spending insights and budgeting
- Earn and redeem Telda Points
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Money Reimagined! The easiest way to send, spend, save, invest and track your money. Download app, open your account & get your card instantly - no endless queues, no paperwork, no fuss. Order your Telda Card directly from the App. Use your card anywhere, anytime, online and in-store. Invest in Stoks and Mutual funds: - Zero Commission: Keep 100% of your gains with 0% commission on all buys and sells. - Real-Time Prices: Stay on top of the market with live, to-the-second data. - Same-Day Trading: Don't wait around, execute your trades instantly. - Instant Money Transfers: Move your money with instant deposits and cash-outs. - Zero Subscriptions: Experience premium investing with absolutely no hidden fees or monthly costs. Customize your card: - Customizable cards with bold color choices. - Add a bit of personality to your card. Sign it, doodle it & add your favorite stickers. Send & receive money instantly: - Send & receive money from friends and family instantly with only a few taps for free. Insights: - Personalize your insights experience and create categories based on your day to day expenses. - Receive instant notifications on all account activity so you know what's happening with your account 24/7. - Plan monthly budgets and track your spendings accordingly. Stay Secured: - Protect all of your payments with a passcode, TouchID, or FacelD. - Lock & Unlock your card in a single tap through the app. - All of your information is stored securely. By law and under Central Bank of Egypt regulations, your money is protected by licensed banks. Points: - Earn Telda Points with every purchase and redeem them with cash & a variety of vouchers from top brands. - Make the most out of your spending & earn 3x more Points with each purchase. If you want to know more about Telda, please visit us at: Facebook: https://www.facebook.com/teldaApp/ Instagram: https://www.instagram.com/teldaApp/ Twitter: https://www.twitter.com/teldaApp/ Linkedin: https://www.linkedin.com/company/telda/
Klivvr
Manage your spending, credit, and rewards with this comprehensive financial app. It offers buy now, pay later options, a prepaid card for everyday use, and family accounts with customizable spending limits. Earn points on transactions to redeem for cashback and exclusive rewards.
- Buy now, pay later with instant credit
- Flexible repayment plans up to 60 months
- Prepaid card for seamless everyday spending
- Earn and redeem K.Points for cashback
- Family accounts with spending permissions
- Real-time spending tracking and control
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Screenshots
Verdict
The clearest difference is rating: Telda at 4.8 against Klivvr's 3.6. Telda also leads on ratings volume (2.7K vs 55) and update cadence (every 3 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Telda holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Telda has 2.7K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 42% of Telda's written reviews are positive against 30% of Klivvr's.
Telda ships an update every 3 days, Klivvr every 10 days. Both last shipped on November 7, 2026.
| Parameter | Telda | Klivvr |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.7K ratings) — better | 3.6 (55 ratings) |
| Positive reviews | 41.5% of reviews — better | 29.8% of reviews |
| Number of ratings | 2.7K — better | 55 |
| Update frequency | Every 3 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 217 MB | 220 MB |
| Age rating | 4+ | 4+ |
| Developer | Telda LLC | Klivvr |
Customer experience
Telda
Klivvr
Bugs and requests
Telda
Reported bugs
3 issues- Login screen freezes
- Verification code issues
- ATM withdrawal problems
Requested features
3 requests- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery
Klivvr
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Telda
No in-app purchases
Klivvr
No in-app purchases









