Comparison

Sipay vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sipay

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

Highlights
  • Manage finances from one place
  • Online and in-store shopping
  • Money transfers and bill payments
  • Buy and sell gold/silver
  • Findeks Risk Report access
  • Cashback rewards
  • Open Banking integration
Read full description

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

About

Subscription Manager

Features
Read full description

Take control of your subscriptions, avoid forgotten payments, and manage your spending with ease. Keep Netflix, Spotify, YouTube, iCloud, and all your other subscriptions organized in one place. Subys makes it easy to track subscriptions, remember renewal dates, and understand how much you spend on recurring services. Key features: • Track renewal dates See when your subscriptions are due to renew. • Payment reminders Get reminded before upcoming subscription payments. • Track subscription spending See your monthly and yearly recurring expenses in one place. • Understand your spending Get a clearer picture of how subscriptions affect your budget. • Organize all your subscriptions Keep your digital services and recurring payments organized. • Multi-currency support Easily keep track of subscriptions in different currencies. Fewer forgotten payments. More control. Use Subys to organize your subscriptions, track recurring expenses, and manage your budget more confidently. Subys – Take control of your subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Sipay4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is in-app purchases: Sipay at none against Subscription Manager's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager sells 2 in-app purchases, starting at $0.99 per month. Sipay asks for nothing beyond the download.

UpkeepUpdate frequency

Sipay ships an update every 8 days, Subscription Manager fortnightly. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Sipay versus Subscription Manager: the parameters behind the verdict, then further details
ParameterSipaySubscription Manager
PriceFreeFree
Rating4.6 (38 ratings) — better—
Positive reviews72.7% of reviews—
Number of ratings38 — better—
Update frequencyEvery 8 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size385 MB46 MB
Age rating4+4+
DeveloperSIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETIBahri Can TOPTAN

In-app purchases

None

Sipay

No in-app purchases

2 purchases

Subscription Manager

Subscriptions2
  • Aylık Abonelik$0.991 Month
  • Yıllık Abonelik$9.991 Year

Questions

Is Sipay free?
Sipay is free to download, with no in-app purchases.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do Sipay or Subscription Manager have ads?
Neither Sipay nor Subscription Manager shows ads.
Which is updated more often, Sipay or Subscription Manager?
Sipay ships an update every 8 days, and Subscription Manager fortnightly. Most recently, Sipay was updated on October 9, 2026 and Subscription Manager on October 5, 2026.

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