Comparison

Sipay vs Subscall

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sipay

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

Highlights
  • Manage finances from one place
  • Online and in-store shopping
  • Money transfers and bill payments
  • Buy and sell gold/silver
  • Findeks Risk Report access
  • Cashback rewards
  • Open Banking integration
Read full description

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

About

Subscall

Features
Read full description

Subscall helps you track all your subscriptions in one place. • Never miss a renewal • Get smart reminders before payments • Track monthly and yearly expenses • Stay in control of your subscriptions No account required. Your data stays on your device. Upgrade to Pro for advanced reminders and unlimited tracking. Terms of Use: https://ersoya.github.io/legal-pages/subscall/terms/ Privacy Policy: https://ersoya.github.io/legal-pages/subscall/privacy/ Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Sipay4 screens
Subscall4 screens

Verdict

The call

The clearest difference is in-app purchases: Sipay at none against Subscall's 2. Sipay also leads on update cadence (every 10 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscall sells 2 in-app purchases, starting at $4.99 per month. Sipay asks for nothing beyond the download.

UpkeepUpdate frequency

Sipay ships an update every 10 days, Subscall every 5 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Sipay versus Subscall: the parameters behind the verdict, then further details
ParameterSipaySubscall
PriceFreeFree
Rating4.6 (38 ratings) — better—
Positive reviews72.7% of reviews—
Number of ratings38 — better—
Update frequencyEvery 10 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size385 MB29 MB
Age rating4+4+
DeveloperSIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETIArda Ersoy

In-app purchases

None

Sipay

No in-app purchases

2 purchases

Subscall

Subscriptions2
  • Subscall Pro Monthly$4.991 Month
  • Subscall Pro Yearly$29.991 Year

Questions

Is Sipay free?
Sipay is free to download, with no in-app purchases.
Is Subscall free?
Subscall is free to download, with in-app purchases available.
Do Sipay or Subscall have ads?
Neither Sipay nor Subscall shows ads.
Which is updated more often, Sipay or Subscall?
Sipay ships an update every 10 days, and Subscall every 5 weeks. Most recently, Sipay was updated on November 3, 2026 and Subscall on October 31, 2026.

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