Sipay vs Vade

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

Vade is a subscription tracker that gathers your digital subscriptions in one place and warns you before the renewal day arrives. You know how many subscriptions you pay for, but not what they add up to. That is exactly what Vade is for. ▸ ADD FROM THE BUILT-IN CATALOGUE IN SECONDS Netflix, Spotify, YouTube Premium, iCloud+, Google One, Disney+ and dozens more are ready in the catalogue. Pick a plan, set the date, done. Anything missing you can add yourself. ▸ SEE YOUR MONTHLY TOTAL AT A GLANCE The home screen shows what you are paying this month, your priciest subscriptions and the breakdown by category. Streaming, cloud, productivity — you can see where the money goes. ▸ SET A BUDGET GOAL Choose a monthly target; Vade shows how much is left on a bar and warns you when you go over. ▸ NEVER MISS A RENEWAL Every subscription has a countdown ring. You get a notification three days before the renewal and again on the day — enough time to cancel if you want to. ▸ PAYMENT CALENDAR The month view shows which subscription renews on which day, so you spot the busy weeks in advance. ▸ DEBTS AND CREDITS Who you owe and who owes you, tracked separately from subscriptions. Mark it settled and the record closes. ▸ VADE WRAPPED A recap of your subscriptions: what you paid over the year, which one costs the most, and how long your oldest subscription has been with you. ▸ EXPORT AND IMPORT WITH CSV Export your subscriptions and debts as CSV, keep a backup, restore it on another device. Your data stays yours. ▸ 12 LANGUAGES AND YOUR OWN CURRENCY English, Turkish, German, Spanish, French, Italian, Portuguese, Dutch, Russian, Polish, Azerbaijani and Arabic — with a full right-to-left layout in Arabic. Every record can keep its own currency. NO ACCOUNT, NO SIGN-UP You start using Vade the moment you install it. No email, no phone number, no password. WHERE YOUR DATA LIVES Your subscription, debt and budget records are stored only on your device and are never sent to a server. The app goes online only to read the service catalogue and to show ads. Vade is free and contains ads. Privacy policy: https://vade-gizlilik.netlify.app