Comparison

eCebuana vs CFI Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

About

CFI Online

Manage your cooperative membership and finances conveniently through an online platform. Access account statements, transfer funds, pay bills, and apply for services without visiting a physical office.

Highlights
  • View account statements
  • Fund transfers nationwide
  • Loan repayment
  • Bills payment
  • Buy load
  • Apply for services
  • Net proceeds calculator
Features
Read full description

About this app The First Philippine cooperative with an an online application for the coop members, which enables one to transact with it without having to visit a CFI office or see a CFI personnel. Easily manage funds, pay your bills and more, with just a tap of your finger. 1. What are the transactions with CFI that can be done online? a. View his statement of accounts with CFI whether for his Share Capital, Time, or Savings Deposits or Loans b. Fund transfer to 54 banks and 12 payment centers nationwide, through Instapay or Pesonet. c. Commercial Credit Line Draw Down d. View your Personal Credit Line spend , and statements. d. Loan repayment e. Bills Payment f. Buy Load g. Application for MMAF transfer, notice of claims , tariff schedule, hospital and clinic LOA, and schedule a clinic appointment g. Online Participation in the CFI General Assembly Other Features a. Compute in advance your desired loan through the Net Proceeds Calculator b. Send concerns and inquiries through the computerized Help Desk c. Downloadable forms 2. What are the requirements for one to have a CFI Online account? For one to access the services the following conditions must be present: 1. A registered member of Cebu CFI Cooperative 2. He must have his personal data such as First and last names as well as the date of birth registered in the CFI database. 3. He must have his mobile phone number registered with the CFI database. 3.How can one access the CFI Mobile App ? The following steps must be observed: On the lower portion of the page, click the registration menu by pressing “Sign Up” Fill in the required fields such as First and last names, date of birth and the mobile number registered with the CFI database Then enter your preferred username and password for logging into the CFI Online facility. After pressing submit, wait for a One Time Passcode or OTP to be sent to your mobile phone through a text message under the name “cebucficoop”. After entering the OTP code, you are done and ready to use the CFI Mobile App Check our web verstion: https://webportal.cficoop.com/login For inquiries and comments, contact our support at www.cficoop.com or dial 255-2525

Screenshots

eCebuana4 screens
CFI Online3 screens

Verdict

The call

The clearest difference is rating: eCebuana at 1.7 against CFI Online's 1.0. eCebuana also leads on ratings volume (32 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eCebuana holds the better App Store score, 1.7 against 1.0. That said, the two scores are not equally well evidenced: eCebuana has 32 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

eCebuana ships an update every 2 months, CFI Online every 3 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
eCebuana versus CFI Online: the parameters behind the verdict, then further details
ParametereCebuanaCFI Online
PriceFreeFree
Rating1.7 (32 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings32 — better1
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better16.2
Further details — not scored
Size162 MB8 MB
Age rating4+4+
DeveloperNetworld Capital Ventures, Inc.Cebu CFI Community Cooperative

Customer experience

eCebuana

All ratings31 ratings
Positive16.1%
Neutral0.0%
Negative83.9%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CFI Online

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

eCebuana

No in-app purchases

None

CFI Online

No in-app purchases

Questions

Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Is CFI Online free?
CFI Online is free to download, with no in-app purchases.
Which has better reviews, eCebuana or CFI Online?
eCebuana is rated higher. eCebuana averages 1.7 out of 5 from 32 ratings, while CFI Online averages 1.0 from 1 ratings.
Do eCebuana or CFI Online have ads?
Neither eCebuana nor CFI Online shows ads.
Which is updated more often, eCebuana or CFI Online?
eCebuana ships an update every 2 months, and CFI Online every 3 months. Most recently, eCebuana was updated on October 24, 2026 and CFI Online on October 19, 2026.

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