eCebuana vs P4TRIC Tools
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eCebuana
Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.
- Open e-wallet and micro savings accounts
- Send and receive money
- Pay bills with numerous billers
- Top up mobile load
- Receive international remittances
- Virtual Visa Card for online shopping
- QR code transfers and payments
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Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000. If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.
P4TRIC Tools
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P4TRIC Tools is a free, private Budget Calculator for iPhone and iPad. Plan income and expenses with categories, period totals, and a clear expense mix chart. Everything stays on your device — no account and no upload. FEATURES • Budget Calculator with income & expense categories • Multi-currency amounts (USD, SGD, PHP, and more) • Monthly primary totals — optional weekly, bi-weekly, yearly columns • Category & item presets so setup is fast • Expense mix chart • Export JSON backup via the system share sheet • Import a JSON backup (including from p4tric.xyz) • Sample budget for a quick demo PRIVACY Budgets are stored on your device only. Clearing app data or uninstalling removes them. Export a backup first if you want a copy. Also available as a browser tool: https://p4tric.xyz/budget-calculator Support: https://p4tric.xyz/support Privacy: https://p4tric.xyz/privacy#p4tric-tools
Screenshots
Verdict
The clearest difference is iOS requirement: P4TRIC Tools at 13.0 against eCebuana's 15.5. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | eCebuana | P4TRIC Tools |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (32 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 32 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Networld Capital Ventures, Inc. | Patrick Cruz |
In-app purchases
eCebuana
No in-app purchases
P4TRIC Tools
No in-app purchases









