Comparison

Metro Bank Authenticator vs Sunbit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

Sunbit

Manage your buy now, pay over time financing for everyday purchases and services. View account details, make payments, and track your installment plans. Access your transaction history and update payment information easily.

Highlights
  • Manage Sunbit Card
  • View account details
  • Make payments
  • Download monthly statements
  • Manage payment plans
  • Track installment payments
  • Update payment methods
Features
Currently charting
Read full description

Sunbit is the Buy Now, Pay-over-time solution for everyday needs and services. Sunbit technology helps you buy what you need without stress. Available in thousands of locations nationwide. An app just for Sunbit customers: Manage your Sunbit Card: View account details, see your minimum payment due, transactions and balances. Make payments. View or download your monthly statements. Update or change your default debit or bank account information. Contact customer support. Sunbit Payment Plans Get instant access to easy tools for managing your plan 24/7. View your purchases and monitor your installment payments. View activity, make payments or pay off early. Update your default payment method. View payment history and payments due. The Sunbit app is free, but your mobile carrier’s message and data rates may apply. Some features are only available for eligible customers and accounts. To log in, Sunbit customers must have a user ID and password or create one in the app. Loans are made by, and the Sunbit Card is issued by, Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit. The Sunbit Card is issued pursuant to a license from Visa U.S.A. Inc. All access and use of the app is subject to and governed by the Sunbit Terms of Use and Privacy Policy. Any feedback? Contact us at feedback@sunbit.com

Screenshots

Metro Bank Authenticator3 screens
Sunbit4 screens

Verdict

The call

The clearest difference is review sentiment: Sunbit at 37% against Metro Bank Authenticator's 0%. Sunbit also leads on update cadence (fortnightly vs every 12 months) and chart position (#180 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, Sunbit fortnightly. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 8 level
Metro Bank Authenticator versus Sunbit: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorSunbit
PriceFreeFree
Rating—4.0 (370 ratings) — better
Positive reviews0.0% of reviews37.0% of reviews — better
Number of ratings—370 — better
Update frequencyEvery 12 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#180 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size12 MB72 MB
Age rating4+4+
DeveloperMetroBankSunbit. Inc

Customer experience

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Sunbit

All ratings370 ratings
Positive73.8%
Neutral3.8%
Negative22.4%
Written reviews92 reviews
Positive37.0%
Neutral8.7%
Negative54.3%

Bugs and requests

Metro Bank Authenticator

Not enough reviews yet to summarise bugs or requests.

Sunbit

Reported bugs

5 issues
  • App crashes when viewing transactions
  • Face ID/login functionality not working
  • Bank account keeps disconnecting
  • Oversized UI elements on smaller screens
  • Inability to see full payment details

Requested features

4 requests
  • Add payment scheduling options
  • Improve app stability and performance
  • Enhance user interface and navigation
  • Provide better customer support

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

Sunbit

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is Sunbit free?
Sunbit is free to download, with no in-app purchases.
Do Metro Bank Authenticator or Sunbit have ads?
Neither Metro Bank Authenticator nor Sunbit shows ads.
Which is updated more often, Metro Bank Authenticator or Sunbit?
Metro Bank Authenticator ships an update every 12 months, and Sunbit fortnightly. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and Sunbit on September 24, 2026.

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