Comparison

Baker Boyer Mobile vs HAPO Debit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Baker Boyer Mobile

Manage all your financial accounts in one place, including those from other institutions. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
Features
Read full description

Baker Boyer Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Baker Boyer Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Baker Boyer Mobile app, you must be enrolled as a Baker Boyer digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

HAPO Debit

Manage your debit card with this companion app. Create a new username and password to access card-specific features, enhancing your mobile banking experience.

Highlights
  • Debit card management
  • New username/password creation
  • Companion to mobile banking app
  • Enhanced card benefits
Features
Read full description

For the HAPO Debit app, you will create a new username and password. Use this app in addition to the HAPO Mobile Banking app to get the most benefit out of your card.

Screenshots

Baker Boyer Mobile4 screens
HAPO Debit3 screens

Verdict

The call

The clearest difference is review sentiment: Baker Boyer Mobile at 67% against HAPO Debit's 0%. Baker Boyer Mobile also leads on update cadence (monthly vs every 10 months) and rating (4.8 vs 4.6). HAPO Debit's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Baker Boyer Mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Baker Boyer Mobile has 1.1K ratings behind it against 157, so its average is the more settled of the two. Written reviews point the same way: 67% of Baker Boyer Mobile's written reviews are positive against 0% of HAPO Debit's.

UpkeepUpdate frequency

Baker Boyer Mobile ships an update monthly, HAPO Debit every 10 months. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Baker Boyer Mobile versus HAPO Debit: the parameters behind the verdict, then further details
ParameterBaker Boyer MobileHAPO Debit
PriceFreeFree
Rating4.8 (1.1K ratings) — better4.6 (157 ratings)
Positive reviews66.7% of reviews — better0.0% of reviews
Number of ratings1.1K — better157
Update frequencyMonthly — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.416.0 — better
Further details — not scored
Size198 MB73 MB
Age rating4+4+
DeveloperBaker Boyer National BankHAPO Community Credit Union

Customer experience

Baker Boyer Mobile

All ratings1,118 ratings
Positive95.2%
Neutral2.0%
Negative2.9%
Written reviews15 reviews
Positive66.7%
Neutral13.3%
Negative20.0%

HAPO Debit

All ratings151 ratings
Positive88.1%
Neutral4.0%
Negative7.9%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Baker Boyer Mobile

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Dark mode option
  • Improved user interface design

HAPO Debit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Baker Boyer Mobile

No in-app purchases

None

HAPO Debit

No in-app purchases

Questions

Is Baker Boyer Mobile free?
Baker Boyer Mobile is free to download, with no in-app purchases.
Is HAPO Debit free?
HAPO Debit is free to download, with no in-app purchases.
Which has better reviews, Baker Boyer Mobile or HAPO Debit?
Baker Boyer Mobile is rated higher. Baker Boyer Mobile averages 4.8 out of 5 from 1.1K ratings, while HAPO Debit averages 4.6 from 157 ratings.
Do Baker Boyer Mobile or HAPO Debit have ads?
Neither Baker Boyer Mobile nor HAPO Debit shows ads.
Which is updated more often, Baker Boyer Mobile or HAPO Debit?
Baker Boyer Mobile ships an update monthly, and HAPO Debit every 10 months. Most recently, Baker Boyer Mobile was updated on November 3, 2026 and HAPO Debit on November 3, 2026.

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