Comparison

Victory Capital vs First Command Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Victory Capital

This app provides personalized investment recommendations and active portfolio management. It allows users to easily manage their accounts, track performance, and access investment insights to pursue financial goals.

Highlights
  • Personalized investment recommendations
  • Active portfolio management
  • Account management and tracking
  • Investment performance monitoring
  • Access to investment insights
  • Secure trading
Features
Read full description

At Victory Capital, every investor, regardless of investment size, is important to us and we’re here to guide you every step of the way. You can navigate your investor journey with our team of Wealth Specialists or use our intuitive investment tool to get a personalized recommendation designed to help you achieve your goals. Our approach provides active portfolio management by our team of experienced investment professionals with systematic rebalancing, so you can confidently pursue your financial goals with clarity and confidence. Our mobile app makes it easy to manage your investments and make trades all in one place! Download the Victory Capital app to easily and securely: Whether you are investing for personal life goals, like buying a home or a new car, your dream retirement lifestyle, supporting a loved one’s education, or even building your family legacy, Victory Capital offers portfolio solutions that may be suitable for your financial objectives- Open, view and manage your accounts
 - Get a personalized investment recommendation
 - Track investment performance, account activity and balances
 - Retrieve your documents
 - Access investment insights and easy-to-use tools Victory Funds and the Victory Capital 529 Education Savings Plan (Plan) are distributed, and brokerage services provided, by Victory Capital Services, Inc. (VCS).Whether you are investing for personal life goals, like buying a home or a new car, your dream retirement lifestyle, supporting a loved one’s education, or even building your family legacy, Victory Capital offers portfolio solutions that may be suitable for your financial objectives. Victory Funds and the Victory Capital 529 Education Savings Plan (Plan) are distributed, and brokerage services provided, by Victory Capital Services, Inc. (VCS).

About

First Command Bank

Manage your finances securely from anywhere with this mobile banking app. It offers anytime access to accounts, bill pay, fund transfers, and Zelle® integration. Track your financial progress, deposit checks remotely, and connect with bank specialists.

Highlights
  • Review account transactions and balances
  • Send and receive money with Zelle®
  • Transfer funds between accounts
  • Pay bills and schedule payments
  • Track credit score and financial goals
  • Remote check deposit
  • Secure messaging with bank specialists
Features
Read full description

Stay on top of your finances with the First Command Bank mobile app. Designed for life on the move, it gives active-duty service members, military families, and veterans secure, anytime access to their accounts—whether at home, on base, or abroad. First Command’s personal banking solutions are built to support your goals and simplify everyday money management, helping you stay squared away wherever you are in your financial journey. Features • Review transaction history, activity, and balances in checking, savings, and loan accounts • Send and receive money securely with Zelle® • Transfer funds between your First Command accounts • Pay bills and schedule, edit, or cancel payments • Track your credit score and set goals to stay on top of your financial progress • Get a pulse on your financial wellness at a glance • Deposit checks from anywhere by snapping a photo using the Remote Deposit feature • Connect with bank specialists using secure messaging • Customize your dashboard to quickly access your go-to features • Set balance alerts to notify you when your accounts reach a specific limit • Locate nearby ATMs and bank branches Security • Log in with Face ID® and Touch ID® • Set alerts to be notified of important account information • Change Online ID or Passcode • Access your accounts 24 hours a day To log in to mobile banking, use your First Command online banking username and password. If you have questions or need assistance, contact us at 888-763-7600 or bankinfo@firstcommand.com.

Screenshots

Victory Capital4 screens
First Command Bank4 screens

Verdict

The call

The clearest difference is rating: First Command Bank at 4.7 against Victory Capital's 3.0. First Command Bank also leads on review sentiment (31% vs 17%) and ratings volume (2.8K vs 281). Victory Capital's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Command Bank holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: First Command Bank has 2.8K ratings behind it against 281, so its average is the more settled of the two. Written reviews point the same way: 17% of Victory Capital's written reviews are positive against 31% of First Command Bank's.

UpkeepUpdate frequency

Victory Capital ships an update fortnightly, First Command Bank every 4 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Victory Capital versus First Command Bank: the parameters behind the verdict, then further details
ParameterVictory CapitalFirst Command Bank
PriceFreeFree
Rating3.0 (281 ratings)4.7 (2.8K ratings) — better
Positive reviews17.1% of reviews30.7% of reviews — better
Number of ratings2812.8K — better
Update frequencyFortnightly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size65 MB196 MB
Age rating17+12+
DeveloperVictory Capital Management IncFirst Command Bank

Customer experience

Victory Capital

All ratings279 ratings
Positive43.0%
Neutral10.8%
Negative46.2%
Written reviews111 reviews
Positive17.1%
Neutral14.4%
Negative68.5%

First Command Bank

All ratings2,791 ratings
Positive92.2%
Neutral2.1%
Negative5.7%
Written reviews75 reviews
Positive30.7%
Neutral6.7%
Negative62.7%

User reviews

Victory Capital

From 281 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 User-friendly interface
  • 🔒 Secure login options
  • 💡 Useful investment information

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Inability to access account details
  • 🔋 High battery consumption
  • 🕰️ Slow performance

First Command Bank

From 2.8K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Great app upgrade
  • 💡 Modern and seamless experience

Room to improve

  • 🐛 Bugs and glitches
  • 🔍 Harder to find things
  • 💳 Complicated credit card payment process
  • 🔍 Missing features (wire transfer)

Bugs and requests

Victory Capital

Reported bugs

4 issues
  • Biometric login not working
  • App freezes during loading
  • Unable to view 529 account details
  • Repeated login issues

Requested features

4 requests
  • Add daily investment details
  • Improve navigation and account management
  • Provide better customer support
  • Enhance app stability and reliability

First Command Bank

Reported bugs

3 issues
  • New login doesn't work
  • Unable to add external bank accounts
  • Deposit process not working properly

Requested features

2 requests
  • Ability to see credit card accounts in the app
  • Easier process for making credit card payments

In-app purchases

None

Victory Capital

No in-app purchases

None

First Command Bank

No in-app purchases

Questions

Is Victory Capital free?
Victory Capital is free to download, with no in-app purchases.
Is First Command Bank free?
First Command Bank is free to download, with no in-app purchases.
Which has better reviews, Victory Capital or First Command Bank?
First Command Bank is rated higher. Victory Capital averages 3.0 out of 5 from 281 ratings, while First Command Bank averages 4.7 from 2.8K ratings.
Do Victory Capital or First Command Bank have ads?
Neither Victory Capital nor First Command Bank shows ads.
Which is updated more often, Victory Capital or First Command Bank?
Victory Capital ships an update fortnightly, and First Command Bank every 4 weeks. Most recently, Victory Capital was updated on October 24, 2026 and First Command Bank on October 28, 2026.

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