Comparison

SecurLOCK Equip vs First Command Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

About

First Command Bank

Manage your finances securely from anywhere with this mobile banking app. It offers anytime access to accounts, bill pay, fund transfers, and Zelle® integration. Track your financial progress, deposit checks remotely, and connect with bank specialists.

Highlights
  • Review account transactions and balances
  • Send and receive money with Zelle®
  • Transfer funds between accounts
  • Pay bills and schedule payments
  • Track credit score and financial goals
  • Remote check deposit
  • Secure messaging with bank specialists
Features
Read full description

Stay on top of your finances with the First Command Bank mobile app. Designed for life on the move, it gives active-duty service members, military families, and veterans secure, anytime access to their accounts—whether at home, on base, or abroad. First Command’s personal banking solutions are built to support your goals and simplify everyday money management, helping you stay squared away wherever you are in your financial journey. Features • Review transaction history, activity, and balances in checking, savings, and loan accounts • Send and receive money securely with Zelle® • Transfer funds between your First Command accounts • Pay bills and schedule, edit, or cancel payments • Track your credit score and set goals to stay on top of your financial progress • Get a pulse on your financial wellness at a glance • Deposit checks from anywhere by snapping a photo using the Remote Deposit feature • Connect with bank specialists using secure messaging • Customize your dashboard to quickly access your go-to features • Set balance alerts to notify you when your accounts reach a specific limit • Locate nearby ATMs and bank branches Security • Log in with Face ID® and Touch ID® • Set alerts to be notified of important account information • Change Online ID or Passcode • Access your accounts 24 hours a day To log in to mobile banking, use your First Command online banking username and password. If you have questions or need assistance, contact us at 888-763-7600 or bankinfo@firstcommand.com.

Screenshots

SecurLOCK Equip4 screens
First Command Bank4 screens

Verdict

The call

The clearest difference is update cadence: First Command Bank at monthly against SecurLOCK Equip's every 5 months. SecurLOCK Equip's advantage is iOS requirement (14.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Command Bank holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 2.7K respectively. Written reviews split almost evenly too, at 32% and 31% positive.

UpkeepUpdate frequency

SecurLOCK Equip ships an update every 5 months, First Command Bank monthly. The most recent releases landed on September 28, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
SecurLOCK Equip versus First Command Bank: the parameters behind the verdict, then further details
ParameterSecurLOCK EquipFirst Command Bank
PriceFreeFree
Rating4.5 (4.4K ratings)4.7 (2.7K ratings) — better
Positive reviews31.9% of reviews — better31.1% of reviews
Number of ratings4.4K — better2.7K
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better18.4
Further details — not scored
Size71 MB177 MB
Age rating4+12+
DevelopereFunds CorporationFirst Command Bank

Customer experience

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews135 reviews
Positive31.9%
Neutral8.1%
Negative60.0%

First Command Bank

All ratings2,710 ratings
Positive92.1%
Neutral2.1%
Negative5.8%
Written reviews74 reviews
Positive31.1%
Neutral6.8%
Negative62.2%

User reviews

SecurLOCK Equip

From 4.4K App Store ratings

What we love

  • 🚀 Great app
  • 🔒 Secure and helpful
  • 👍 Provides good control over card
  • 👍 Useful for budgeting

Room to improve

  • 🐛 Login issues
  • 🐛 App not working
  • 🐛 Unreliable notifications
  • 🐛 Frequent log outs
  • 🐛 Touch ID/Face ID not working

First Command Bank

From 2.7K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Great app upgrade
  • 💡 Modern and seamless experience

Room to improve

  • 🐛 Bugs and glitches
  • 🔍 Harder to find things
  • 💳 Complicated credit card payment process
  • 🔍 Missing features (wire transfer)

Bugs and requests

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

First Command Bank

Reported bugs

3 issues
  • New login doesn't work
  • Unable to add external bank accounts
  • Deposit process not working properly

Requested features

2 requests
  • Ability to see credit card accounts in the app
  • Easier process for making credit card payments

In-app purchases

None

SecurLOCK Equip

No in-app purchases

None

First Command Bank

No in-app purchases

Questions

Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Is First Command Bank free?
First Command Bank is free to download, with no in-app purchases.
Which has better reviews, SecurLOCK Equip or First Command Bank?
First Command Bank is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while First Command Bank averages 4.7 from 2.7K ratings.
Do SecurLOCK Equip or First Command Bank have ads?
Neither SecurLOCK Equip nor First Command Bank shows ads.
Which is updated more often, SecurLOCK Equip or First Command Bank?
SecurLOCK Equip ships an update every 5 months, and First Command Bank monthly. Most recently, SecurLOCK Equip was updated on September 28, 2026 and First Command Bank on September 29, 2026.

Other comparisons