SecurLOCK Equip vs First Command Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecurLOCK Equip
Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.
- Turn cards on/off
- Set location-based controls
- Block international transactions
- Set spending limits
- Mobile card management
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Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.
First Command Bank
Manage your finances securely from anywhere with this mobile banking app. It offers anytime access to accounts, bill pay, fund transfers, and Zelle® integration. Track your financial progress, deposit checks remotely, and connect with bank specialists.
- Review account transactions and balances
- Send and receive money with Zelle®
- Transfer funds between accounts
- Pay bills and schedule payments
- Track credit score and financial goals
- Remote check deposit
- Secure messaging with bank specialists
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Stay on top of your finances with the First Command Bank mobile app. Designed for life on the move, it gives active-duty service members, military families, and veterans secure, anytime access to their accounts—whether at home, on base, or abroad. First Command’s personal banking solutions are built to support your goals and simplify everyday money management, helping you stay squared away wherever you are in your financial journey. Features • Review transaction history, activity, and balances in checking, savings, and loan accounts • Send and receive money securely with Zelle® • Transfer funds between your First Command accounts • Pay bills and schedule, edit, or cancel payments • Track your credit score and set goals to stay on top of your financial progress • Get a pulse on your financial wellness at a glance • Deposit checks from anywhere by snapping a photo using the Remote Deposit feature • Connect with bank specialists using secure messaging • Customize your dashboard to quickly access your go-to features • Set balance alerts to notify you when your accounts reach a specific limit • Locate nearby ATMs and bank branches Security • Log in with Face ID® and Touch ID® • Set alerts to be notified of important account information • Change Online ID or Passcode • Access your accounts 24 hours a day To log in to mobile banking, use your First Command online banking username and password. If you have questions or need assistance, contact us at 888-763-7600 or bankinfo@firstcommand.com.
Screenshots
Verdict
The clearest difference is update cadence: First Command Bank at monthly against SecurLOCK Equip's every 5 months. SecurLOCK Equip's advantage is iOS requirement (14.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Command Bank holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 2.7K respectively. Written reviews split almost evenly too, at 32% and 31% positive.
SecurLOCK Equip ships an update every 5 months, First Command Bank monthly. The most recent releases landed on September 28, 2026 and September 29, 2026 respectively.
| Parameter | SecurLOCK Equip | First Command Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4.4K ratings) | 4.7 (2.7K ratings) — better |
| Positive reviews | 31.9% of reviews — better | 31.1% of reviews |
| Number of ratings | 4.4K — better | 2.7K |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 71 MB | 177 MB |
| Age rating | 4+ | 12+ |
| Developer | eFunds Corporation | First Command Bank |
Customer experience
SecurLOCK Equip
First Command Bank
User reviews
SecurLOCK Equip
From 4.4K App Store ratingsWhat we love
- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting
Room to improve
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working
First Command Bank
From 2.7K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Great app upgrade
- 💡 Modern and seamless experience
Room to improve
- 🐛 Bugs and glitches
- 🔍 Harder to find things
- 💳 Complicated credit card payment process
- 🔍 Missing features (wire transfer)
Bugs and requests
SecurLOCK Equip
Reported bugs
3 issues- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected
Requested features
3 requests- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability
First Command Bank
Reported bugs
3 issues- New login doesn't work
- Unable to add external bank accounts
- Deposit process not working properly
Requested features
2 requests- Ability to see credit card accounts in the app
- Easier process for making credit card payments
In-app purchases
SecurLOCK Equip
No in-app purchases
First Command Bank
No in-app purchases
Questions
Is SecurLOCK Equip free?
Is First Command Bank free?
Which has better reviews, SecurLOCK Equip or First Command Bank?
Do SecurLOCK Equip or First Command Bank have ads?
Which is updated more often, SecurLOCK Equip or First Command Bank?
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