Comparison

eMoney Agent vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eMoney Agent

Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.

Highlights
  • One-click transactions
  • No bank account required
  • Unlimited telecom operations
  • Instant phone top-up discounts
  • QR code payments
  • Bill payments for utilities and loans
  • 2-layer password security
Features
Read full description

eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 868 or 0236 868 868 - Website: https://emoney.com.kh

About

U

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Highlights
  • Scan to pay quickly
  • Manage your wallet
  • Online bill payment
  • Cashback rewards program
  • Redeem U-Points for discounts
  • Send red packets
Features
Read full description

Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.

Screenshots

eMoney Agent4 screens
U4 screens

Verdict

The call

The clearest difference is iOS requirement: eMoney Agent at 12.1 against U's 16.0. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for eMoney Agent against 4.4 for U. Both are backed by a comparable volume of ratings — 7 and 7 respectively.

UpkeepUpdate frequency

eMoney Agent ships an update monthly, U every 2 weeks. The most recent releases landed on September 20, 2026 and September 9, 2026 respectively.

Scorecard1 real difference · 9 level
eMoney Agent versus U: the parameters behind the verdict, then further details
ParametereMoney AgentU
PriceFreeFree
Rating4.3 (7 ratings)4.4 (7 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings77
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.1 — better16.0
Further details — not scored
Size151 MB161 MB
Age rating12+4+
DeveloperMetfoneU-Pay Digital Plc.

Customer experience

eMoney Agent

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

U

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

eMoney Agent

No in-app purchases

None

U

No in-app purchases

Questions

Is eMoney Agent free?
eMoney Agent is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Which has better reviews, eMoney Agent or U?
U is rated higher. eMoney Agent averages 4.3 out of 5 from 7 ratings, while U averages 4.4 from 7 ratings.
Do eMoney Agent or U have ads?
Neither eMoney Agent nor U shows ads.
Which is updated more often, eMoney Agent or U?
eMoney Agent ships an update monthly, and U every 2 weeks. Most recently, eMoney Agent was updated on September 20, 2026 and U on September 9, 2026.

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