Comparison

Cencosud Scotiabank vs aCerca

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cencosud Scotiabank

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

Highlights
  • Instant digital card
  • Cash advance requests
  • Secure bill payments
  • Card management (block/renew)
  • Debt reordering
  • Expense tracking
  • Download statements
Features
Read full description

Bienvenido a tu App Cencosud Scotiabank Con la app Cencosud Scotiabank podrás: - Obtener tu tarjeta digital al instante. - Solicitar un Super Avance o Avance en efectivo desde la app. - Pagar tu estado de cuenta de forma rápida y segura. - Gestionar tus claves de internet y compras. - Bloquear tu tarjeta temporal o definitivamente en caso de pérdida o robo. - Reordenar tu deuda y organizar tus pagos fácilmente. - Revisar tus movimientos y mantener el control de tus gastos. - Descargar tus estados de cuenta cuando los necesites. - Renovar tu tarjeta si está vencida o extraviada. - Consultar tus puntos Cencosud y aprovechar tus beneficios. Descárgala hoy y lleva el control de tus finanzas.

About

aCerca

Features
Read full description

La aplicación aCerca te conecta a aCerca SL, dotándoles de acceso a una plataforma web de Gestión Documental. Cambia la forma de trabajar tradicional permitiendo subir fotografías o documentos de facturas emitidas, recibidas o tickets convertidos a formato PDF de forma fácil. Haz una foto a tu factura de compra o ticket, y comparte de forma fácil con aCerca SL la misma, para su posterior procesado y contabilización. Muestra en el portal del cliente de aCerca. aCerca convertirá la fotografía en un PDF para su posterior tratamiento. Sube un documento al despacho desde el dispositivo móvil, Tablet, etc, clasificando el tipo de documento e inicia el proceso de tratamiento para la perfecta contabilización en aCerca. Posteriormente las herramientas de producción de aCerca SL procesan la información, se adapta y publica posteriormente en un entorno colaborativo real.

Screenshots

Cencosud Scotiabank4 screens
aCerca4 screens

Verdict

The call

The clearest difference is iOS requirement: aCerca at 12.4 against Cencosud Scotiabank's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cencosud Scotiabank ships an update every 3 weeks, aCerca every 5 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Cencosud Scotiabank versus aCerca: the parameters behind the verdict, then further details
ParameterCencosud ScotiabankaCerca
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews18.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.4 — better
Further details — not scored
Size324 MB80 MB
Age rating4+4+
DeveloperScotiabank ChileASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SL

Bugs and requests

Cencosud Scotiabank

Reported bugs

33 issues
  • Payments not updating, showing as current debt
  • Facial recognition not functioning for login
  • Purchases not reflecting immediately
  • App not updated for iPhone 17 Pro Max
  • App not downloadable after update prompt
Show 28 more
  • App always in maintenance
  • Authorizer deactivated/not working
  • Cannot pay credits through the app
  • Cannot take photo of ID for account creation
  • Cannot recover password due to new ID not recognized
  • Cannot update data as new ID is not recognized
  • Cannot verify card in Wallet/Apple Pay
  • App constantly loading or buttons not working
  • App not updating balance and payments
  • Cannot pay full debt, only minimum
  • Error when trying to pay
  • App freezes when trying to update
  • App not allowing to press anything to pay
  • Charged for an annulled purchase
  • App shows 'difficulties' error
  • Cannot authorize online purchases
  • Coupons not functioning
  • Cannot use card for online purchases due to authenticator
  • Cannot verify card with Pay
  • Cannot authorize transactions, app does not refresh
  • Cannot enter 'my profile' section in Cencopay
  • App does not validate for Apple Pay
  • Card verification stopped working
  • App shows 'Ups, we are having some difficulties'
  • App not working for Peru
  • Web payment page hangs or blocks
  • Web page fails repeatedly
  • Cannot continue after entering Rut and password

Requested features

5 requests
  • Incorporate more user-friendly flows for benefits
  • Improve the benefits section
  • Add purchase notifications (push or email)
  • Add app for Peru
  • Improve info on offers, promotions, and discounts

aCerca

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cencosud Scotiabank

No in-app purchases

None

aCerca

No in-app purchases

Questions

Is Cencosud Scotiabank free?
Cencosud Scotiabank is free to download, with no in-app purchases.
Is aCerca free?
aCerca is free to download, with no in-app purchases.
Do Cencosud Scotiabank or aCerca have ads?
Neither Cencosud Scotiabank nor aCerca shows ads.
Which is updated more often, Cencosud Scotiabank or aCerca?
Cencosud Scotiabank ships an update every 3 weeks, and aCerca every 5 weeks. Most recently, Cencosud Scotiabank was updated on October 24, 2026 and aCerca on October 7, 2026.

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