BOK Financial Exchange vs Smart Data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOK Financial Exchange
Manage your finances on the go with this app. View account balances, transaction history, and receive alerts. You can also submit transfers, stop payments, and deposit checks directly from your mobile device.
- Account balance and transaction history
- Configurable alerts and notifications
- Transaction review and approval
- Fund transfers
- Stop payment requests
- Mobile check deposit
- Branch and ATM locator
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With one simple login, the BOK Financial Exchange mobile app provides you access to the following features: - View your account balances and transaction history - Ability to configure and receive alerts and notifications - Review and approve outstanding transactions - Submit transfers - Submit stop payments (single and range) - Decision your check positive pay exceptions - Deposit checks via mobile deposit - Find branch and ATM locations
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
Screenshots
Verdict
The clearest difference is rating: Smart Data at 4.4 against BOK Financial Exchange's 2.6. Smart Data also leads on ratings volume (729 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Data holds the better App Store score, 4.4 against 2.6. That said, the two scores are not equally well evidenced: Smart Data has 729 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 25% of BOK Financial Exchange's written reviews are positive against 24% of Smart Data's, so the app with the better star average is not the one people write more warmly about.
BOK Financial Exchange ships an update every 3 weeks, Smart Data monthly. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.
| Parameter | BOK Financial Exchange | Smart Data |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (8 ratings) | 4.4 (729 ratings) — better |
| Positive reviews | 25.0% of reviews — better | 23.5% of reviews |
| Number of ratings | 8 | 729 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 24 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | BOK Financial Corporation | Mastercard International Incorporated |
Customer experience
BOK Financial Exchange
Smart Data
Bugs and requests
BOK Financial Exchange
Not enough reviews yet to summarise bugs or requests.
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
In-app purchases
BOK Financial Exchange
No in-app purchases
Smart Data
No in-app purchases
Questions
Is BOK Financial Exchange free?
Is Smart Data free?
Which has better reviews, BOK Financial Exchange or Smart Data?
Do BOK Financial Exchange or Smart Data have ads?
Which is updated more often, BOK Financial Exchange or Smart Data?
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