BOK Financial Mobile Banking vs Smart Data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOK Financial Mobile Banking
Manage your finances on the go with this mobile banking application. Access account balances, deposit checks, transfer funds, and pay bills securely from your smartphone. Stay informed with transaction history and e-statements, and easily locate nearby ATMs and branches.
- Access account balances
- Deposit checks remotely
- Transfer funds between accounts
- Pay bills conveniently
- Setup mobile alerts
- View transaction history and e-statements
- Locate ATMs and branches
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Take us with you! Mobile Banking allows you to conveniently and securely access your BOK Financial account(s) anytime, which means you can literally do your banking wherever you are. With our app you can: * Access balance information * Deposit checks with your phone * Transfer funds * Pay bills * Setup Mobile Alerts * View transaction history, including check images * View e-statements * Utilize GPS to get one-touch access and directions to ATM and banking center locations Your security is important to us: * You set your own security access passwords * Once you close the app or log out, your session will end * Secure Socket Layer (SSL) is always used to encrypt your personal information such as user name, password, and account information over the internet To enroll in Mobile Banking: Download the app today and tap “Enroll in Online & Mobile Banking” and follow the instructions to get your Mobile Banking experience started today.
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
Screenshots
Verdict
The clearest difference is review sentiment: BOK Financial Mobile Banking at 65% against Smart Data's 24%. BOK Financial Mobile Banking also leads on rating (4.9 vs 4.4) and ratings volume (5.9K vs 729). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BOK Financial Mobile Banking holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: BOK Financial Mobile Banking has 5.9K ratings behind it against 729, so its average is the more settled of the two. Written reviews point the same way: 65% of BOK Financial Mobile Banking's written reviews are positive against 24% of Smart Data's.
BOK Financial Mobile Banking ships an update fortnightly, Smart Data monthly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | BOK Financial Mobile Banking | Smart Data |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.9K ratings) — better | 4.4 (729 ratings) |
| Positive reviews | 65.4% of reviews — better | 23.5% of reviews |
| Number of ratings | 5.9K — better | 729 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 60 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | BOK Financial Corporation | Mastercard International Incorporated |
Customer experience
BOK Financial Mobile Banking
Smart Data
User reviews
BOK Financial Mobile Banking
From 5.9K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Quick and reliable transfers
- 💯 Excellent customer service
- 🏆 Best banking experience
Room to improve
- 💰 Increasing fees
- 🔒 Privacy concerns
- 🐛 Frequent app crashes
- 🤖 Lack of features and functionality
Smart Data
From 729 App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well
Room to improve
- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses
Bugs and requests
BOK Financial Mobile Banking
Reported bugs
3 issues- Login issues on certain devices
- External transfer problems
- Inconsistent app performance
Requested features
4 requests- Improved mobile app compatibility
- Ability to customize payment amounts
- Enhanced check deposit functionality
- Detailed transaction history and analytics
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
In-app purchases
BOK Financial Mobile Banking
No in-app purchases
Smart Data
No in-app purchases
Questions
Is BOK Financial Mobile Banking free?
Is Smart Data free?
Which has better reviews, BOK Financial Mobile Banking or Smart Data?
Do BOK Financial Mobile Banking or Smart Data have ads?
Which is updated more often, BOK Financial Mobile Banking or Smart Data?
Other comparisons
