CTZPay vs AYA PAY Partner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
AYA PAY Partner
This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.
- Customer transaction assistance
- DTR/DSE/Agent management
- Merchant network management
- Account management
- Transaction tracking
- Financial operations optimization
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AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.
Screenshots
Verdict
The clearest difference is rating: AYA PAY Partner at 4.2 against CTZPay's 3.9. CTZPay's advantage is ratings volume (75 vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AYA PAY Partner holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 75 and 20 respectively.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.
| Parameter | CTZPay | AYA PAY Partner |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (75 ratings) | 4.2 (20 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 75 — better | 20 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 59 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | CAPITAL CONNECT LIMITED | AYA Bank |
Customer experience
CTZPay
AYA PAY Partner
In-app purchases
CTZPay
No in-app purchases
AYA PAY Partner
No in-app purchases
