CTZPay vs CHID PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
CHID PAY
Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.
- 24/7 banking access
- View account balance
- Transaction history
- Fund transfer
- Mobile top-up
- General services
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• Log on to your banking 24/7 • View your account balance and transaction history • Fund Transfer (Within Bank) • Mobile Topup • General Services More updates and features on the way.
Screenshots
Verdict
The clearest difference is rating: CHID PAY at 4.8 against CTZPay's 3.9. CTZPay's advantage is update cadence (every 2 months vs every 10 months) and ratings volume (75 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CHID PAY holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: CTZPay has 75 ratings behind it against 5, so its average is the more settled of the two.
CTZPay ships an update every 2 months, CHID PAY every 10 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | CTZPay | CHID PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (75 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 75 — better | 5 |
| Update frequency | Every 2 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 59 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | CAPITAL CONNECT LIMITED | CHID |
Customer experience
CTZPay
CHID PAY
In-app purchases
CTZPay
No in-app purchases
CHID PAY
No in-app purchases
