Comparison

UBA Mobile App vs AltPay App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile App

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Highlights
  • Manage accounts
  • Send money
  • Schedule and pay bills
  • Set spending limits
  • Save for goals
  • Card management
  • Open new accounts
Features
Read full description

Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking

About

AltPay App

Features
Read full description

AltPay is a secure digital payment and business management app built for individuals and merchants who need fast, dependable transactions. Designed with simplicity and flexibility, AltPay supports QR payments, wallet transfers, multi-location business operations, and streamlined onboarding. Whether you are managing personal finances or running a business, AltPay delivers a complete digital payment solution supported by The Alternative Bank. Features Optimized for Performance and Search Digital Payments and Transfers Send money instantly through wallet transfers or QR code payments. QR Payment Technology Use QR codes to receive payments quickly, allowing merchants to reduce checkout time and improve customer experience. User-Friendly Onboarding Create an account using BVN verification, OTP authentication, and a quick liveness check for secure identity confirmation. Savings account and Transaction History Monitor account balances, review transaction history, and receive updates on payments and account activity. Merchant and Business Tools Merchants can accept QR payments, review activity, manage business information, and oversee operations across multiple branches. Agent and Location Management Assign agents as staff members to handle payments and daily activities at different business locations, ensuring accuracy and operational efficiency. Modern Digital Dashboard Designed for clarity and navigation speed, making payments and management tasks easier for all users. Built-In Themes Light and dark mode options to match user preferences. Security and Data Protection Strong identity checks, account passwords, transaction PINs, and secure infrastructure support. Ideal For: • Individuals using digital payments and transfers • Merchants processing business transactions and managing operations • Agents staff of merchants responsible for location-based business tasks Download AltPay to experience a secure, flexible, and complete digital payment system.

Screenshots

UBA Mobile App4 screens
AltPay App4 screens

Verdict

The call

The clearest difference is iOS requirement: UBA Mobile App at 13.0 against AltPay App's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 22, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
UBA Mobile App versus AltPay App: the parameters behind the verdict, then further details
ParameterUBA Mobile AppAltPay App
PriceFreeFree
Rating2.7 (974 ratings) — better—
Positive reviews12.5% of reviews—
Number of ratings974 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size157 MB61 MB
Age rating4+17+
DeveloperUnited Bank For Africa PlcSterling Bank Plc

Bugs and requests

UBA Mobile App

Reported bugs

3 issues
  • Unable to log in or register account
  • Disappearing accounts and lost transaction data
  • Compatibility issues with newer devices

Requested features

3 requests
  • Option to hide account balance
  • Biometric authentication for transactions
  • Improved customer support and communication

AltPay App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile App

No in-app purchases

None

AltPay App

No in-app purchases

Questions

Is UBA Mobile App free?
UBA Mobile App is free to download, with no in-app purchases.
Is AltPay App free?
AltPay App is free to download, with no in-app purchases.
Do UBA Mobile App or AltPay App have ads?
Neither UBA Mobile App nor AltPay App shows ads.
Which is updated more often, UBA Mobile App or AltPay App?
UBA Mobile App ships an update every 2 months, and AltPay App every 2 months. Most recently, UBA Mobile App was updated on October 22, 2026 and AltPay App on October 13, 2026.

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