Comparison

Flutterwave vs AltPay App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

Highlights
  • Mobile POS functionality
  • Accept card payments
  • Multiple payment methods
  • Create online stores
  • Order management
  • Transaction overview
  • Customer details retrieval
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

AltPay App

Features
Read full description

AltPay is a secure digital payment and business management app built for individuals and merchants who need fast, dependable transactions. Designed with simplicity and flexibility, AltPay supports QR payments, wallet transfers, multi-location business operations, and streamlined onboarding. Whether you are managing personal finances or running a business, AltPay delivers a complete digital payment solution supported by The Alternative Bank. Features Optimized for Performance and Search Digital Payments and Transfers Send money instantly through wallet transfers or QR code payments. QR Payment Technology Use QR codes to receive payments quickly, allowing merchants to reduce checkout time and improve customer experience. User-Friendly Onboarding Create an account using BVN verification, OTP authentication, and a quick liveness check for secure identity confirmation. Savings account and Transaction History Monitor account balances, review transaction history, and receive updates on payments and account activity. Merchant and Business Tools Merchants can accept QR payments, review activity, manage business information, and oversee operations across multiple branches. Agent and Location Management Assign agents as staff members to handle payments and daily activities at different business locations, ensuring accuracy and operational efficiency. Modern Digital Dashboard Designed for clarity and navigation speed, making payments and management tasks easier for all users. Built-In Themes Light and dark mode options to match user preferences. Security and Data Protection Strong identity checks, account passwords, transaction PINs, and secure infrastructure support. Ideal For: • Individuals using digital payments and transfers • Merchants processing business transactions and managing operations • Agents staff of merchants responsible for location-based business tasks Download AltPay to experience a secure, flexible, and complete digital payment system.

Screenshots

Flutterwave4 screens
AltPay App4 screens

Verdict

The call

Flutterwave and AltPay App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, AltPay App every 2 months. Both last shipped on September 23, 2026.

ScorecardNo meaningful differences
Flutterwave versus AltPay App: the parameters behind the verdict, then further details
ParameterFlutterwaveAltPay App
PriceFreeFree
Rating4.5 (860 ratings) — better—
Positive reviews35.0% of reviews—
Number of ratings860 — better—
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size42 MB61 MB
Age rating4+17+
DeveloperFlutterwave Inc.Sterling Bank Plc

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

AltPay App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flutterwave

No in-app purchases

None

AltPay App

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is AltPay App free?
AltPay App is free to download, with no in-app purchases.
Do Flutterwave or AltPay App have ads?
Neither Flutterwave nor AltPay App shows ads.
Which is updated more often, Flutterwave or AltPay App?
Flutterwave ships an update every 6 weeks, and AltPay App every 2 months. Most recently, Flutterwave was updated on September 23, 2026 and AltPay App on September 23, 2026.

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